Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
I have worked with Linda Kirkpatrick for over 15 years. She is always the my go to when working with VA buyers. She is responsive, diligent and knowledgeable. She is a great resource.
Reply from Linda Kirkpatrick at Waterstone Mor...
April 29th, 2026 07:08 PM
Thank you, Lyn
Sue and the other Waterstone employees I've been working with have been consistently prompt and on the ball in regard to communication.
Reply from Sue Botelho at Waterstone Mortgage ...
April 26th, 2026 05:37 PM
Thank you and I can’t wait to see the finished project once your home is completed!!! We’re still here for you as the construction progresses and even after the home is complete.
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Thank you so much for walking us through this process! You and Bonnie have been amazing to work with and I'm so grateful for everything you have done for us!
Reply from Owner
May 1st, 2026 02:50 PM
I'm pleased to hear that you and Bonnie were able to provide a supportive experience, Sierra. Your gratitude means a lot, and I'm thankful for the opportunity to assist you through the process. If you need anything in the future, please feel...
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Thank you so much for walking us through this process! You and Bonnie have been amazing to work with and I'm so grateful for everything you have done for us!
Reply from Dawn Hoffman
April 23rd, 2026 03:36 PM
I appreciate your kind words, Ian. It was great working with you and I'm thankful for the opportunity to guide you through the process alongside Bonnie. Your gratitude mean a lot to us!
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Dawn Hoffman has received a review with 5 star rating from Scott C
Reply from Owner
April 23rd, 2026 03:35 PM
Thank you so much for the 5 star review! It was an honor to help you with your new home purchase!
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Everything fot the most part was easy and painless
Reply from Dawn Hoffman
April 22nd, 2026 08:38 PM
I'm happy to hear that the process was easy and painless for you, Christopher. Your positive experience is important to me, and I appreciate your feedback.
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Waterstone Mortgage - Fort Walton Beach, FL
If you need Someone who will be honest with you about everything from the start to finish, Beth is that Person.
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Beth was very honest and upfront from the very beginning, and she was always reachab whenever we needed her.
Reply from Beth Mangum
April 22nd, 2026 05:43 PM
Thanks, Mr P! It was a longer haul than anticipated, but we made it! The photo your agent sent me of your beautiful family in front of your new home was amazing and made it all worthwhile! Appreciate your trust in me to get things done. Glad...
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Waterstone Mortgage - Fort Walton Beach, FL
Went thru Waterstone when purchasing my first home. Because of Heather and her quick, clear, patient and knowledgeable communication the process was SO easy and virtually painless.
Heather is super knowledgeable, SUPER patient with idiots like me 😅, very polite and professional and always quick to respond.
She 100000% made this whole, ginormous, intimidating process more clear and manageable.
Reply from Heather Calvo
April 27th, 2026 02:13 PM
Stephanie, I'm grateful for your kind words and happy to know that you found my support helpful during this process. It's important to me that my clients feel informed and at ease, so I'm pleased to hear I could make things more manageable...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions