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Guild Mortgage - Sandra Smith
Senior Loan Officer | NMLS# 255924

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Sandra is amazing! She is kind, patient and helpful. She is genuinely happy for her clients and she worked around the clock to get our loan finished in time for an expedited closing date. We appreciate all her hard work and enthusiasm. She...
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Reply from Guild Mortgage - Sandra Smith
December 18th, 2025 07:56 PM
Chelsea, it's great to hear that my dedication and support had such a positive impact during your loan process. I aim to make my clients feel at ease, especially when faced with tight deadlines. I'm glad that my experience and approach provided...
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Thank you Sandra Smith and Guild Mortgage for sticking with us through this process. I appreciate all of your help and support.
Reply from Owner
November 12th, 2025 08:18 PM
I'm grateful for your kind words and truly appreciate the recognition, Chuck. It was my pleasure to assist you through this process. If you ever need any further assistance or have questions in the future, feel free to reach out.
No matter how much I complained or was frustrated Sandra continued to encourage and support me throughout the whole process.
Reply from Guild Mortgage - Sandra Smith
November 12th, 2025 08:20 PM
It's meaningful to know that my support and encouragement were helpful to you, Charles, even during frustrating times. Navigating the mortgage process can be challenging, and I’m glad I could be there for you every step of the way. Even through...
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Every thing was a smooth process
Reply from Guild Mortgage - Sandra Smith
November 10th, 2025 10:54 PM
I'm happy to hear that the process went smoothly for you, Danielle. It's important to me that everything goes as seamlessly as possible. If you ever have any questions or need assistance, I'm always here to help. Thank you for your review!
I had such a great experience with Sandra! She literally held my hand through the entire process and made everything feel so easy and stress-free. What I thought would take forever was actually finished in just 21 days, I’m honestly so impressed!...
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Reply from Owner
November 10th, 2025 10:55 PM
I'm delighted that your experience with me was smooth and efficient. It's rewarding to know that my support and patient guidance helped make the process feel easy and stress-free for you. Completing everything in 21 days is something I'm particularly...
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I had such a great experience! She literally held my hand through the entire process and made everything feel so easy and stress-free. What I thought would take forever was actually finished in just 21 days, I’m honestly so impressed! She was...
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Reply from Guild Mortgage - Sandra Smith
October 20th, 2025 06:37 PM
It’s wonderful to know that you experienced a smooth and stress-free process. I'm glad I could provide the support and updates needed to complete everything in just 21 days. Even though, I think that I was more excited for you than you were...
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Thank you Sandra for a wonderful experience working together to get Monique her first home. You are amazing at what you do and your customers/clients/friends are blessed to have you on their side. Your professionalism, expertise and calm presence...
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Reply from Owner
November 10th, 2025 10:56 PM
Michael, please make sure to keep in touch and we will absolutely work together in the future!
Sandra is ajoy to work with. We worked together on behalf of one of her pre-qualified clients looking to purchase her first home. The way that Sandra treated her was more like family than a client. The whole process was seamless and rewarding...
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Reply from Guild Mortgage - Sandra Smith
October 20th, 2025 06:18 PM
Michael, it's wonderful to hear your perspective on our transaction with Monique. You, as well, show that treating clients with the utmost care and making the process smooth for everyone involved is a core principle in your business. Your appreciation...
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Because of the Loan Officer.
Thank you Sandra Smith for all you did!
Reply from Guild Mortgage - Sandra Smith
October 3rd, 2025 09:17 PM
It's encouraging to know that my assistance made a positive impact on your experience, Battogtokh. It was a long process, but you finally got your home! If you have any more questions or need further support in the future, feel free to reach...
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The team works wonderfully together, demonstrating strong responsibility and effective communication.
Reply from Guild Mortgage - Sandra Smith
October 3rd, 2025 09:16 PM
Thank you for recognizing the teamwork and communication during your experience with Guild. Looking forward to seeing you and the family in your new home!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Guild Mortgage LLC BRG Board Member
- Bakersfield, CA
- San Jose, CA
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Time Zone
Pacific Standard Time (PST)
Awards
Bridge Board Membe...
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.