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Guild Mortgage - Sandra Smith
Senior Loan Officer | NMLS# 255924
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Sandra Smith has been absolutely outstanding to work with. This is the second time my family and I have worked with her, and once again she exceeded our expectations.Sandra is extremely knowledgeable, professional, and responsive throughout...
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Reply from Owner
March 10th, 2026 06:02 PM
I'm truly grateful for the opportunity to work with you and your family again, Kenneth. I'm glad that my approach helped to make the loan process smooth and manageable for you. It's important to me to ensure you feel informed and supported...
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Great experience! Sandra Smith made the home loan process so much easier. They were always responsive, explained every detail, and worked hard to get the best option for me. I’m very grateful for their help.
Reply from Guild Mortgage - Sandra Smith
March 7th, 2026 12:57 AM
Carlos, I'm pleased to know that you had a positive experience with the home loan process. Making everything more manageable and being responsive to your needs is a key part of my approach, so I'm glad it was helpful for you. Communication...
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Being a first-time homebuyer can be incredibly stressful, but Sandra made the entire experience feel seamless and manageable. Her step-by-step guidance, constant encouragement, and patience in answering every question gave me so much confidence...
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Reply from Owner
March 7th, 2026 12:58 AM
I'm pleased to hear that your first home-buying experience was made easier with my guidance. It's important to me that you felt supported and informed during every step of the way, and I'm glad my approach helped build your confidence. Cath,...
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Being a first-time homebuyer can be incredibly stressful, but Sandra made the entire experience feel seamless and manageable. Her step-by-step guidance, constant encouragement, and patience in answering every question gave me so much confidence...
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Reply from Guild Mortgage - Sandra Smith
January 21st, 2026 10:51 PM
Thank you, Cat! I'm really glad to know that I could help make your first homebuying experience feel more manageable and stress-free. Providing clear guidance and support every step of the way is important to me, and I'm happy it gave you the...
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I have worked with Sandra on countless transactions and she always gets the job done. Her level of expertise regarding down payment assistance programs and structuring multiple loans is unmatched. As well, she works dusk til dawn. I love this...
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Reply from Owner
January 21st, 2026 10:53 PM
Stephanie, it's truly fulfilling to know how my expertise in handling complex transactions and dedication to timely communication have positively impacted your experiences. Working through intricate deals like the one we recently completed...
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whole experience was pleasant working with Sandra Smith! I appreciate her knowledge and guidance with the process, made it less stressful.
Reply from Guild Mortgage - Sandra Smith
December 30th, 2025 09:49 PM
Alfa, it's great to know that your experience was pleasant and that my guidance helped ease the process. I'm glad I could assist in making everything less stressful for you. Thank you for sharing your thoughts, and if you ever need further...
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Sandra is amazing. Such a professional. Helpful and knowledgeable. Such a wonderful experience.
Reply from Owner
December 30th, 2025 09:50 PM
I appreciate your positive words, Katie. I'm pleased to know you found our interaction professional and helpful. It's important to me that the process feels straightforward and informative for my clients. Should you have any questions or need...
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Sandra is simply amazing She is knowledgeable, professional and exceptional in her knowledge of the whole loan process
Reply from Guild Mortgage - Sandra Smith
December 30th, 2025 09:51 PM
Katherine, it was wonderful getting to know you and working to help you get to your dream. I am so happy for you and your family!
Sandra Smith was amazing to work with throughout the entire mortgage process. She was kind, responsive, informative, and very thorough, and she made navigating everything much easier for my wife and me. She always took the time to explain our...
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Reply from Guild Mortgage - Sandra Smith
December 22nd, 2025 09:13 PM
Aiyana, it's great to hear that your mortgage experience was smooth and confidence-building. I'm glad I could provide clarity and support to you and Chelsea at every stage of the process. Thank you for recommending me to others; it truly means...
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Sandra is wonderful! She is so kind, patient and knowledgeable. She worked around the clock to finish our loan for an expedited closing date. Her advice and great personality will put you at ease during the process.
Reply from Owner
December 18th, 2025 07:57 PM
I'm really pleased to know that my efforts provided you with comfort and assurance throughout the loan process, Chelsea. Your kind words about my approach mean a lot. Working towards an expedited closing date can be challenging, so it's gratifying...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Guild Mortgage LLC BRG Board Member
- Bakersfield, CA
- San Jose, CA
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Time Zone
Pacific Standard Time (PST)
Awards
Bridge Board Membe...
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.