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Guild Mortgage - Sandra Smith - Senior Loan Officer | NMLS# 255924 in Walnut Creek, CA
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Guild Mortgage - Sandra Smith

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Senior Loan Officer | NMLS# 255924

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
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5 Star
98%
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2%
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Reviews from Web
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    Jobita M
    Posted on September 28th, 2025 10:56 PM
    Guild Mortgage - Sandra Smith has received a review with 5 star rating from Jobita M
    Reply from Owner
    October 3rd, 2025 09:01 PM
    I appreciate the five-star rating, Jobita. Your support means a lot to me. let's make your dreams come true soon. If you ever have any questions or need further assistance, feel free to reach out.
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    Ericka P
    Posted on August 24th, 2025 01:35 PM
    Guild Mortgage - Sandra Smith has received a review with 5 star rating from Ericka P
    Reply from Owner
    October 3rd, 2025 08:59 PM
    Ericka, I appreciate your 5-star rating. Thank you for your support! Please reach out if you have any questions or need assistance in the future.
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    Tiffany E
    San Ramon, CA
    Posted on August 5th, 2025 04:46 PM
    My loan Officer is Sandra Smith and WHOA! I am so glad I chose her. She was on a list with a whole bunch of people and I happened to want her. I've never met her or seen her before, more of my intuation. Out of all those people, she was the...
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    Reply from Guild Mortgage - Sandra Smith
    August 11th, 2025 08:46 PM
    Tiffany, reading your review truly touched me. I'm so glad that HouseKeys and your intuition led you to choose me, and it brings me immense happiness to know you felt supported and cared for throughout this overwhelming process. Being available...
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    Amy E
    San Francisco, CA
    Posted on July 21st, 2025 12:51 AM
    As first-time homebuyers, we were nervous about the mortgage process—but working with Sandra made everything so much easier. From the beginning, it was clear that her knowledge, professionalism, and experience were exactly what we needed. She...
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    Reply from Guild Mortgage - Sandra Smith
    July 26th, 2025 11:24 PM
    Amy, I'm so glad to hear that your first homebuying experience with me was smooth and reassuring. It’s wonderful knowing that my efforts to guide you through each step made a positive impact. Communication is essential, and I'm pleased you...
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    Hector E
    San Francisco, CA
    Posted on July 5th, 2025 01:30 AM
    Sandra was just excellent, very patient, very knowledgeable and understanding. everything was explained in high detail, and the rates were good. We felt we were in good hands with Sandra and with Guild.
    Reply from Guild Mortgage - Sandra Smith
    July 8th, 2025 11:54 PM
    I'm truly pleased to hear that you felt well-supported and informed throughout the process, Hector. Being patient and knowledgeable is something I strive for, so it's great to know this made a difference for you. I'm glad you appreciated the...
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    Sam M
    Posted on June 17th, 2025 06:33 PM
    Working with Sandra was a wonderful and smooth experience. She is a seasoned professional who guided me as a first time homebuyer through everything with patience and clarity. She was incredibly responsive, friendly, and knowledgeable. I recommend...
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    Reply from Owner
    July 8th, 2025 11:55 PM
    I'm so pleased to hear about your positive experience, Sam. Guiding first-time homebuyers with patience and clarity is something I truly value, so knowing that you felt supported and informed means a lot. Your recommendation is greatly appreciated,...
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    Chris S
    Posted on June 3rd, 2025 01:54 PM
    Sandra Smiths expertise can’t be matched in this industry! Being in the industry over 13 years and selling over 1000 homes she is in the top 1% that I’ve worked with. We were blessed to put this single mom into the homeownership club with close...
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    Reply from Owner
    July 8th, 2025 11:57 PM
    Chris, I'm truly thankful for your kind words. It's great to know that my expertise made a positive impact on your journey, especially with something as significant as helping a single mom purchase a home with substantial grant support. Your...
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    CHRIS S
    Hayward, CA
    Posted on June 3rd, 2025 01:51 PM
    Sandra Smith is the ultimate profesional!! I love working with her knowing that her wealth of knowledge is going to get us all the way to the finish line. Her Experiance gets us through any and all hurdles that arise.I've been selling real...
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    Reply from Guild Mortgage - Sandra Smith
    June 3rd, 2025 09:46 PM
    WOW, what a wonderful review, Chris! Thanks so much. It was amazing and absolutely wonderful working with you as well. I will send you a review within the next few days.
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    CASSANDRA W
    Berkeley, CA
    Posted on April 4th, 2025 02:58 PM
    Loan Officer was ver kind and knowledgeable.
    Reply from Sandra Smith
    April 14th, 2025 03:03 PM
    I'm glad to hear that you found the loan process both kind and knowledgeable. It was a pleasure assisting you with your purchase at Guild Mortgage. Thank you for your feedback.
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    DJ A
    Posted on March 27th, 2025 01:56 AM
    Guild Mortgage - Sandra Smith has received a review with 5 star rating from DJ A
    Reply from Owner
    June 3rd, 2025 09:48 PM
    Thanks again for taking the time to send a review. We will absolutely get you into a home one day. Stay committed and in contact with me at least every four months so that we can make sure that you are working in the right direction to achieving...
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
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    What is the Search Rank Score®?
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    Memberships
    • Guild Mortgage LLC BRG Board Member
    • Bakersfield, CA
    • San Jose, CA
    • View All

    Time Zone

    Pacific Standard Time (PST)
    Awards
    Bridge Board Membe...
    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.