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Guild Mortgage - Sandra Smith - Senior Loan Officer | NMLS# 255924 in Walnut Creek, CA
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Guild Mortgage - Sandra Smith

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Senior Loan Officer | NMLS# 255924

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Gina W
    Posted on June 30th, 2026 07:03 PM
    Sandra very professionally handled the loan process through to the close of escrow.
    Reply from Owner
    July 6th, 2026 07:06 AM
    Thanks Gina, you're the best!
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    Gina W
    Oakland, CA
    Posted on June 30th, 2026 07:01 PM
    Sandra is a seasoned, highly experienced and professional loan officer. I feel confident that she will manage the loan process efficiently through to the Close of Escrow.
    Reply from Guild Mortgage - Sandra Smith
    July 1st, 2026 03:40 AM
    Gina, I appreciate your confidence in my ability to manage the loan process efficiently. It's important to me that you feel confident that when you send me your clients, they will be supported and assured throughout each step. Thank you for...
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    Laketha P
    Posted on June 18th, 2026 03:39 AM
    Guild Mortgage - Sandra Smith has received a review with 5 star rating from Laketha P
    Reply from Owner
    June 19th, 2026 01:29 AM
    Laketha, I'm truly grateful for your kind words and am happy to hear that you felt heard and supported throughout the process. It's important to me that my clients feel respected and comfortable, so I’m pleased that you had a stress-free experience....
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    Laketha P
    Antioch, CA
    Posted on June 18th, 2026 03:39 AM
    I felt heard as I was going through the process. Sandra went above and beyond to help me get approved for the home of my choosing. I never felt pressured or ignored and she helped me avoid the stress of it all. Sandra was respectful of my time...
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    Reply from Guild Mortgage - Sandra Smith
    June 19th, 2026 01:28 AM
    Laketha, I'm truly grateful for your kind words and am happy to hear that you felt heard and supported throughout the process. It's important to me that my clients feel respected and comfortable, so I’m pleased that you had a stress-free experience....
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    Kim H
    Dublin, CA
    Posted on June 10th, 2026 04:56 PM
    My purchase was very complicated, but Sandra was patient and helped me every step of the way.
    Reply from Guild Mortgage - Sandra Smith
    June 11th, 2026 02:12 AM
    Kim, I appreciate your kind words and am glad I could assist you through the complexities of your purchase. It’s important to me that you felt supported at each stage of the process. Thank you for hanging in there and trusting me to lead you...
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    DALYS B
    Posted on June 3rd, 2026 11:33 PM
    Guild Mortgage - Sandra Smith has received a review with 5 star rating from DALYS B
    Reply from Owner
    June 11th, 2026 06:13 PM
    Thank you for the 5-star rating, Dalys! I'm grateful for your support and look forward to assisting you again in the future.
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    Dalys B
    Hayward, CA
    Posted on June 3rd, 2026 11:33 PM
    I am writing to share my feedback regarding my recent home purchase. Working with Sandra made the entire process of buying my first home manageable, as she consistently followed through and ensured I received and provide all necessary documentation...
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    Reply from Guild Mortgage - Sandra Smith
    June 11th, 2026 06:16 PM
    Dalys, I'm grateful for your kind words and happy to hear that your first home purchase was a manageable and positive experience. It's wonderful to know that my assistance with the CalHome DPA program made a difference for you. Thank you for...
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    Jesus V
    Oakland, CA
    Posted on April 2nd, 2026 05:21 PM
    Working with Sandra was a pleasure. She went above and beyond and very professional. I had a great experience with her i would highly recommend. Great experience with Guild. Thank you!
    Reply from Guild Mortgage - Sandra Smith
    April 2nd, 2026 07:03 PM
    Having the opportunity to assist you was a genuine pleasure, Jesus. I'm glad you had such a positive experience with me and found the process with Guild Mortgage smooth. Your recommendation means a lot, and I’m grateful for your trust. Thank...
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    Kenneth R
    Oakland, CA
    Posted on March 14th, 2026 07:09 PM
    I would like Guild Mortgage to know what an outstanding loan officer you have in Sandra Smith. My family and I have now worked with Sandra twice, and both experiences have been exceptional.From the beginning of the process to the final closing,...
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    Reply from Guild Mortgage - Sandra Smith
    March 16th, 2026 05:34 PM
    Kenneth, I'm incredibly grateful for your kind words and the trust you've placed in me for both of your home financing experiences. It's truly rewarding to know that my attention to detail and open communication made a positive impact on your...
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    Madelyn G
    Posted on March 10th, 2026 10:21 PM
    We had a great experience working with Sandra Smith! She was patient, knowledgeable, and always available when we needed help. She made the loan process simple and straightforward. Highly recommend!
    Reply from Guild Mortgage - Sandra Smith
    March 16th, 2026 05:37 PM
    Madelyn, it's pleasing to know that your experience was positive and uncomplicated. Your words about my patience and availability mean a lot, as I strive to support my clients throughout the loan process. Thank you for recommending me; I'm...
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    View All
    What is the Search Rank Score®?
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    Memberships
    • Guild Mortgage LLC BRG Board Member
    • Bakersfield, CA
    • San Jose, CA
    • View All

    Time Zone

    Pacific Standard Time (PST)
    Awards
    Bridge Board Membe...
    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.