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Guild Mortgage - Sandra Smith
Senior Loan Officer | NMLS# 255924
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Sandra was amazing to work with. She went above and beyond to assist my client in her first home purchase. She was always available, amazing at trouble shooting, and took initiative to get things done.Sandra is the person you want on your side...
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Reply from Guild Mortgage - Sandra Smith
October 6th, 2026 07:58 PM
Lynda, I'm happy to hear that I could assist Marcie so effectively in her first home purchase. Being available and proactive is important to me, and I'm glad it made a difference for you both. Thank you for your kind words.
I am an absolute first-time homebuyer. Sandra Smith always held that novice space for me. She was patient with me, and she educated/informed me at every point & milestone. The quality of service, support and loyalty she provided over the entire...
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Reply from Guild Mortgage - Sandra Smith
October 6th, 2026 01:50 AM
Marcie, I'm grateful to know that I could provide the patience and support you needed throughout your homebuying journey. It was truly a pleasure to guide you through each milestone over the past three years. Thank you for choosing me and Guild...
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Guild Mortgage - Sandra Smith has received a review with 5 star rating from Noonie
Reply from Owner
October 6th, 2026 01:52 AM
Thank you, Noonie, for the great rating!
Buying a home was such a big and emotional journey for me, and I’m truly grateful to have had such an amazing lender by my side. There were moments when I felt overwhelmed and stressed, but Sandra were always patient, reassuring, and willing...
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Reply from Guild Mortgage - Sandra Smith
September 3rd, 2026 08:04 PM
Tiffany, I'm truly grateful for your kind words and trust during such an important time in your life. It's wonderful to know that I could offer the support and guidance you needed throughout the homebuying process. Thank you for your commitment...
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Sandra is great and knowledgeable who can guide you on your home buying journey. She is Patient and understanding as well.
Reply from Owner
September 3rd, 2026 08:05 PM
Tedros, I appreciate your kind words and am pleased to know that you felt guided and understood during your home buying journey with me. Your satisfaction is important, and I'm glad I could assist you. I am always here to help when needed.
Sandra Smith is literally perfect. She made the process so easy for me.
Reply from Owner
July 10th, 2026 10:53 PM
Dominay, I appreciate your kind words about my assistance. I'm glad to hear that the process felt easy for you. Thank you for trusting me with your mortgage needs.
Sandra Smith is a literal angel. She was kind, patient, answered 1000 questions, extremely responsive, I just don't know how I would've gone through this process without her.
Reply from Guild Mortgage - Sandra Smith
July 10th, 2026 10:54 PM
Dominay, I'm grateful for your kind words and am so pleased to know that my support made a difference during your process. It was truly important to me to be there for you every step of the way, answering your questions and ensuring you felt...
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Great communication and meeting deadlines
Reply from Guild Mortgage - Sandra Smith
July 6th, 2026 04:27 PM
Paul, I appreciate your feedback on my communication and ability to meet deadlines. It's nice to know that these aspects made your experience with Guild Mortgage positive. Thank you for sharing your thoughts! I hope to work with you again on...
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Guild Mortgage - Sandra Smith has received a review with 5 star rating from Ron T D
Reply from Owner
July 6th, 2026 04:28 PM
Thank you for the 5-star rating, Ron!
Sandra was belpful helpful and joyous throughout the whole process very supportive and kind
Reply from Guild Mortgage - Sandra Smith
July 6th, 2026 07:05 AM
Laron, I'm grateful for your kind words. It's wonderful to know that you found the process supportive and that my approach added a positive touch to your experience. Thank you for sharing this with me. I can't wait to see you in your home once...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Guild Mortgage LLC BRG Board Member
- Bakersfield, CA
- San Jose, CA
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Time Zone
Pacific Standard Time (PST)
Awards
Bridge Board Membe...
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.