Ryan Vecchiarelli
Branch Manager | NMLS #2211790
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exce... Show More
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Ryan is very knowledgeable and communicates throughout the entire process. He explained steps and responded promptly to questions. He provided options and informed on proposals so that I could make the best decision. His professionalism made...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
I really appreciate the feedback Peter! I'm glad I could make the process smooth and help you feel confident every step of the way. It was a pleasure working with you, and I promise I won't be a stranger!
Ryan provided top notch service to me throughout our loan process. He was a great communicator, answered all my questions and kept me in the loop every step of the way. Tell all your friends to call Ryan for all your lending needs without any...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Incredibly thankful to help with the financing of your beautiful new home!! The media room is already calling my name when we visit!
Extremely knowledgeable throughout the entire process.
More importantly, there was constant communication with each step.
Would definitely recommend to family and friends
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Communication is a a two-party system and it always makes the process much smoother with open lines across the board. Very grateful to have been able to help you and your family and looking forward to working with you again in the future. Thank...
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Ryan was easy to work with and not pushy at all. He was thorough in his explanations about the products he can offer and was open and transparent. Ryan was able to do thing that others couldn’t and he made the process remarkably easy. I would...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Tim, thank you so much for your glowing review. I'm glad to hear that you found the process easy and transparent - that's always what I aim for. Your recommendation means a lot to me. Thank you for choosing to work with West Capital Lending....
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Of the thousands of lenders who contacted me, none did so with a friendly attitude over text. Ryan took my information and worked out a plan the way I needed to communicate. He even came back with a better proposal a few days in. I feel like...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
It was an honor working with you and I am thankful to be in a position to provide what you were looking for. Thank you for putting your trust and confidence in me and I am glad we were able to make it happen for you!
Ryan, to put it in simple words, is the ultimate professional. He is the best! He helped me thru the whole process and thanks to his deep knowledge and dedication, my refinance loan was granted on a quick and very clean manner. We closed in...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Working with responsive clients always makes my job that much easier. You were incredible to work with David and it was wonderful being able to build the relationship and walk with you during this part of your financial journey. Cheers!
Ryan makes the impossible posible...
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
It was a pleasure working with you Nestor and I am glad we were able to get this loan funded for you!
Easy application process and quickest loan I even got.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
A huge part of the speed was you being absolutely on top of everything needed. It was a pleasure being able to help!
Ryan and Mariah were absolutely amazing. They were very easy to communicate with and promptly addressed any questions we had. We’ve dealt with many lenders over the years and Ryan and Mariah were by far the best we’ve ever had! We would highly...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
We are so thankful you put your trust in us and we are happy to have been able to help! It was a wonderful experience with us too as you were incredibly responsive and an overall delight.
Ryan has been THE absolute best to work with. I was given constant updates on my refinance. If there were blocks in the road he reassured me that things would work out. Ryan was always pleasant and knowledgeable. We were able to close in less...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you very much for such a glowing review, Stacey! I'm really pleased to hear that you had a positive experience with your refinance, and that I was able to provide the reassurance and knowledge you needed throughout the process. I'm always...
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About
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exceptional customer service, clear communication, and a smooth process from start to finish. With extensive market knowledge and expertise in various loan options, I help clients find the best-fit solution for their unique needs. Whether you’re buying or refinancing, I’m committed to making the process efficient, straightforward, and stress-free, always putting your needs first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA, VA, Conventional, Jumbo and HELOC/HELOANs
Bank Statement Loans
DSCR Investment Loans
Full NonQM Product Suite
Mortgages, Refinance Loans, Purchase Loans, Home Equity Loans and Lines of Credit, Reverse Mortgages
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Positions
- West Capital Lending - Branch ManagerAug 29th, 2023 - Current
Memberships
- NMLS
- OC Realtors
- Orange County Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
- California DRE
Awards
Top Refi LO 2024 a...
Achievements
- Rocket Pro Top Refi LO 2024
- Rocket Pro Top Refi LO 2025
Hobbies
- Family Time
- Running
- Hiking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing