Ryan Vecchiarelli
Branch Manager | NMLS #2211790
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exce... Show More
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Ryan was professional and patient with me throughout the process. He answered every questions and comcerns I had and it was a very smooth and quick transaction. I appreciate his honesty and thoughtfulness greatly.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you! I truly appreciate your trust and the opportunity to work with you. It was a pleasure helping you through the process and making sure everything came together seamlessly.
I was amazed how quickly and smoothly we were able to get a home equity loan! Ryan was quick and efficient in answering any questions I had during the process. I would highly recommend him and West Capital Lending to anyone seeking a loan.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
So glad to hear the home equity loan process was quick and easy for you! I really appreciate the kind words and the recommendation—it means a lot. If you ever need anything down the road, I’m always here to help.
Quick and easy process. Great communication.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thankful to be in a position to help and I am glad everything lined up to insure a smooth process from start to finish.
Great fast experience. Very helpful and knowledgeable
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
It was a pleasure working together and I am glad I was able to help! Thank you!
Ryan was an extremely awesome and helpful loan officer. He got things done in a timely manner, always responded quickly, and went above and beyond to give us an amazing experience. Ryan is the best!
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
So grateful to have helped you through your first home purchase, Jake! I’m glad the process felt smooth and positive—enjoy every moment in your beautiful new home!
Great to work with
A complete 10 star rating for Ryan
Reply from Ryan Vecchiarelli
April 21st, 2025 03:01 PM
You made it easy on me Karen, you were attentive and responsive when we needed anything and that was a HUGE catalyst to us funding in just 2 weeks. Happy to help!
Great to work with
A complete 10 star rating for Ryan
Reply from Ryan Vecchiarelli
April 21st, 2025 03:01 PM
You made it easy on me Karen, you were attentive and responsive when we needed anything and that was a HUGE catalyst to us funding in just 2 weeks. Happy to help!
Ryan was great with explaining everything to me as we were going through the whole refinancing process. I was completely clueless on what to expect and how to navigate everything but it was handled quick and very smoothly.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for the kind words! I’m really glad I could help make things clear and take the stress out of the process for you Miranda. It was a pleasure working with you, and I’m always here if you have any questions down the road!
I had the pleasure of working with Ryan throughout our home loan refinancing process, and I couldn’t be more impressed. From start to finish, he was professional, knowledgeable, and always available to answer any questions I had. He took the...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much, Kate. It honestly meant a lot to be able to help you with something as important as your home financing. I’m really glad we found the right fit and that you felt supported every step of the way—that’s always the goal. You...
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TLDR; Ryan was awesome! Myself and my family will trust Ryan with any and all of our future Mortgage needs and you should too! It is with immense pleasure and heartfelt gratitude that I write this review for Ryan Vecchiarelli and the incredible...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Wow—thank you so much for this incredible review. It truly means the world coming from a friend I hold in such high regard. Helping you and your family through this refinance was an absolute honor, and I’m so glad we could make the process...
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About
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exceptional customer service, clear communication, and a smooth process from start to finish. With extensive market knowledge and expertise in various loan options, I help clients find the best-fit solution for their unique needs. Whether you’re buying or refinancing, I’m committed to making the process efficient, straightforward, and stress-free, always putting your needs first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA, VA, Conventional, Jumbo and HELOC/HELOANs
Bank Statement Loans
DSCR Investment Loans
Full NonQM Product Suite
Mortgages, Refinance Loans, Purchase Loans, Home Equity Loans and Lines of Credit, Reverse Mortgages
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Positions
- West Capital Lending - Branch ManagerAug 29th, 2023 - Current
Memberships
- NMLS
- OC Realtors
- Orange County Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
- California DRE
Awards
Top Refi LO 2024 a...
Achievements
- Rocket Pro Top Refi LO 2024
- Rocket Pro Top Refi LO 2025
Hobbies
- Family Time
- Running
- Hiking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing