Ryan Vecchiarelli
Branch Manager | NMLS #2211790
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exce... Show More
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Excellent service by Ryan! It’s good to encounter someone who is both helpful and trustworthy.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
That truly means a lot—thank you. I’m grateful for the opportunity to help and really appreciate your trust throughout the process. Always here if you need anything down the road!
Professional and knowledgeable. Got the job done
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you! It truly means a lot—especially coming from someone I’ve had the chance to work with before. I really appreciate your continued trust and I’m glad I could help again. Always here if you need anything!
Ryan Vecchiarelli was such a blessing to us during our refinance loan application. He was so easy to work with. He did an excellent job of guiding us through the application process explaining every step and requirement with clarity and extreme...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for this thoughtful review. It truly meant a lot to work with you both, and I’m glad I could help make everything feel manageable and straightforward along the way. I always want my clients to feel supported and confident...
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Ryan and his team were amazing. They answered all my questions promptly and professionally. I would absolutely do business with them again.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you for the trust and the opportunity to work with you—I'm glad the communication felt smooth throughout. I’m here anytime you need anything!
From the start Ryan was welcoming and professional. I was never in the dark, all communication was prompt and clear. no hidden surprises.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
It’s always my goal to make the process clear and straightforward, so I’m really grateful to hear your experience reflected that. Thank you for the trust and the kind words. If you ever need anything in the future, I’m here for you!
Ryan was very knowledgeable and very helpful all the way through the process. I really like the digital part of the process made it very simple would definitely recommend using Ryan for any of your loan needs.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much! I really appreciate the opportunity to help and I’m glad the process felt simple and straightforward. Always here if you need anything in the future!
This was the easiest refinance I have ever done. Ryan was so informative and helpful to expedite the closing process. I cannot say enough about the peace of mind the refinance gives me and gratitude I feel for Ryan and the rest of the team!...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for the kind words! I’m so glad we could make your refinance smooth and stress-free. It was a pleasure working with you, and I’m thrilled to hear the peace of mind it’s brought you. I truly appreciate your trust and support!...
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Working with Ryan and his team was such a great experience! From start to finish, they were super responsive and always quick to answer any questions I had. Ryan is a clear communicator and made the entire loan process stress-free.I’m super...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
It was a true pleasure working alongside you and your team to get David and Phoebe into their new home. I really appreciate your communication and teamwork throughout the process—it made everything flow smoothly. I’m grateful for the partnership...
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Professional, proficient, made the process painless.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
I'm pleased to hear that you found the process smooth and straightforward. It’s always my goal to ensure things are as easy as possible for my clients. I'll be in touch in the coming weeks/months to review things when the roof is fixed!
Ryan went above and beyond from start to finish throughout my loan process. He was quick to to answer my questions and get things squared away when needed. He was literally at my beckon call..even after hours!!! He never gave up when I came...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
I'm grateful for your feedback. It’s great to know that I could provide you with the support and options you needed throughout your loan process. Being responsive and ensuring you have the best loan rates are priorities for me, so hearing that...
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About
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exceptional customer service, clear communication, and a smooth process from start to finish. With extensive market knowledge and expertise in various loan options, I help clients find the best-fit solution for their unique needs. Whether you’re buying or refinancing, I’m committed to making the process efficient, straightforward, and stress-free, always putting your needs first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA, VA, Conventional, Jumbo and HELOC/HELOANs
Bank Statement Loans
DSCR Investment Loans
Full NonQM Product Suite
Mortgages, Refinance Loans, Purchase Loans, Home Equity Loans and Lines of Credit, Reverse Mortgages
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Positions
- West Capital Lending - Branch ManagerAug 29th, 2023 - Current
Memberships
- NMLS
- OC Realtors
- Orange County Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
- California DRE
Awards
Top Refi LO 2024 a...
Achievements
- Rocket Pro Top Refi LO 2024
- Rocket Pro Top Refi LO 2025
Hobbies
- Family Time
- Running
- Hiking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing