Ryan Vecchiarelli
Branch Manager | NMLS #2211790
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exce... Show More
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I would like to thank Ryan for all his help..He was right there with me through the whole process..Iam very thankful for his patience and understanding.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for your kind words. It was truly a pleasure working with you and helping find the right solution at the right time. I admire your thoughtfulness in weighing your options, and I’m so glad we could move forward in a way that...
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This was my most enjoyable mortgage transaction, ever despite the less than optimal title company. If I did not have the excellent, personable and knowledgeable Ryan Vecchiarelli working for me, I would not be able to say any of this. I would...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Wow—thank you so much! I truly appreciate your kind words and am glad I could make the process a positive experience despite the challenges. My goal is always to keep things as smooth and stress-free as possible, and I’m grateful for the trust...
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Very easy and comfortable transaction. Ryan was very knowledgeable and personable. Would recommend using him to anyone looking for easy financing.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thankful to be in a position to help and same day notary signing to boot! Thank you for your trust Louis!
Ryan and his team was fantastic. I will not hesitate to use him in the future if I am able to. I was very skeptic at first talking to someone I never met about my finances, but it worked out really well. Thank you Ryan and team for making me...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for your thoughtful review! I completely understand the hesitation when it comes to discussing finances with someone new, and I’m grateful you put your trust in me and my team. Communication is key, and I’m glad we could make...
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Ryan was strait forward, no pressure, and informative.He gave us options and did not push us one way or the other. The process was smooth and easy with Ryan..If I ever need any home financing in the future I will definitely use Ryan and be...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you, Rob and Alma! I truly appreciate your kind words and the trust you placed in me. My goal is always to provide clear options and a stress-free process, so I’m glad to hear it was a smooth experience for you. Thanks again!
Ryan provided 5 star service from the first phone call to completion of the loan. He was on top of every aspect from finding the product to expediting the approval through a thoughtful and experienced approach. I would highly recommend Ryan...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for your thoughtful review, Chris. I’m thrilled to hear you had a positive experience from start to finish. It was a pleasure working with you, and I’m grateful for your trust. If you ever need anything in the future, I’m...
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Ryan was my to do guy. When others involved would not answer my calls or did reach out to me, Ryan always picked up the phone and guided me to do right avenues to reach the next step to close. Such a blessing to have him in my corner.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for your kind words! It means the world to know I could be there for you every step of the way. I’m grateful for the opportunity to assist and honored to have been in your corner. Wishing you all the best!
Ryan Vechhiarelli is a true professional who are difficult to find nowadays; competent, pleasant, knowledgeable and know his trade better than anybody else I have ever encountered. I wish that there would be more Ryans in the mortgage business...
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
I'm genuinely thrilled to hear your feedback. It means a lot to me that you found our interaction so positive and beneficial. I strive to bring the best to my clients, and your words are a testament to that. I'm thankful I was able to use some...
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I’m very satisfied with Ryan V and WCL the entire process was very informative and organized. I would recommend this company to anyone.
Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much! It was a pleasure working with you, and I’m glad we achieved our goal of keeping you felt informed and supported throughout the process - cheers Julio!
Working with Ryan was a great experience. He is a very knowledgeable and was able to address all my concerns. The process went smoothly and faster than I expected. Thank you for making me feel relax and in secure hands with my personal information....
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Reply from Ryan Vecchiarelli
June 30th, 2026 02:31 PM
Thank you so much for your kind words! It was a pleasure working with you, and I'm glad I could make the process smooth and stress-free. I truly appreciate your trust and look forward to working with you again in the future. Wishing you all...
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About
Top-producing loan officer licensed in multiple states, specializing in a wide range of loan products including purchase/refinance options for primary/investment homes and some commercial loan products as well. My focus is on providing exceptional customer service, clear communication, and a smooth process from start to finish. With extensive market knowledge and expertise in various loan options, I help clients find the best-fit solution for their unique needs. Whether you’re buying or refinancing, I’m committed to making the process efficient, straightforward, and stress-free, always putting your needs first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA, VA, Conventional, Jumbo and HELOC/HELOANs
Bank Statement Loans
DSCR Investment Loans
Full NonQM Product Suite
Mortgages, Refinance Loans, Purchase Loans, Home Equity Loans and Lines of Credit, Reverse Mortgages
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Positions
- West Capital Lending - Branch ManagerAug 29th, 2023 - Current
Memberships
- NMLS
- OC Realtors
- Orange County Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
- California DRE
Awards
Top Refi LO 2024 a...
Achievements
- Rocket Pro Top Refi LO 2024
- Rocket Pro Top Refi LO 2025
Hobbies
- Family Time
- Running
- Hiking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing