

Ruth Dudley
Loan Officer | NMLS# 2106400


The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Ruth was the perfect guide for such a complex process! I'm self employed, which can often make things difficult, but Ruth walked me through each step and made it all seem easy peasy :)
Plus, she's so friendly and kind!
Highly recommend.
There aren't enough stars in the sky to rate Ruth and her team accurately. To say my situation was challenging is an understatement, but she went above and beyond to make sure my family had a beautiful new place to call home.
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About
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Specialities
Mortgage
Refinance
VA
FHA
USDA
Conventional
Jumbo
Physician Loans
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Education
- The University of Tennessee, KnoxvilleBA CommunicationAug 2007 -May 2011

Positions
- Lower Mortgage, LLC - Licensed Loan Officer
- Lower, LLC - Mortgage Loan Originator
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- Indiana 64736
- Kentucky 845139
- North Carolina 216478
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Hobbies
- Reading
- Fishing
- Watching Football
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.