Ruth Dudley
Mortgage Loan Officer
The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ruth is what made our buying experience so great. she did such a good job communicating and explaining everything so we could understand. She always responded to questions in a timely manner and usually right away.
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Ruth was absolutely amazing, I started working with her prior to moving to Knoxville so I would know my options, she listented to what I was looking for, took notes to look into things I asked about and then with my options guided me in the...
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Ruth was kind, prompt, and truly cared about my closing going well. Thank you, Ruth!
Ruth was extremely helpful, patient, kind, and informative throughout the entirety of our process with her. I will be using her for any and all future transactions, and recommending her to everyone I know!
Ruth was very professional and an excellent communicator. She was very efficient in getting our finances secured for our new home purchase. The experience was seamless. Ruth communicated to us throughout the whole process so that we were educated...
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Reply from Ruth Dudley
July 7th, 2026 05:23 PM
Lindsay, I appreciate your kind words and recommendation. I'm glad to hear that the process felt seamless and that my communication helped keep you informed at every step. It was a pleasure assisting you with your new home purchase. Thank you...
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Ruth has been amazing. You need to clone her!
Reply from Ruth Dudley
July 6th, 2026 01:20 PM
Jeffrey, I'm grateful for your kind words. It's wonderful to know that you had such a positive experience. Thank you for your thoughtful feedback!
Very responsive. Quick pre-approval. Very pleasant personality. Great communication.
Reply from Ruth Dudley
July 6th, 2026 05:46 PM
Brent, I'm glad you appreciated the quick pre-approval and communication. It's great to know you found my responsiveness and personality pleasant. Thank you for your kind feedback!
Ruth was overall on top of everything from day . was in constant communication with us all the time abd and just created a very seamless process.
Reply from Ruth Dudley
July 6th, 2026 02:45 PM
Spencer, I'm pleased to know that you experienced a seamless process. Staying in constant communication is important to me, and I'm glad it made a difference for you. Thank you for your kind words.
Ruth made this experience amazing. She was with us through every process for questions, guidance and support . I will highly recommend Ruth and her colleagues to anyone thinking about starting this journey!
Reply from Ruth Dudley
June 22nd, 2026 07:30 PM
Abby, I appreciate your kind words and recommendation. I'm happy to hear that my support and guidance were helpful throughout your experience. Thank you for considering me and my colleagues for future recommendations.
Ruth works extremely hard to make sure her clients are informed and comfortable throughout the process. She is a pleasure to work with and will always be the first person I recommend when someone is looking to buy or refinance a home.
Reply from Ruth Dudley
June 22nd, 2026 02:17 PM
Kenny, I truly appreciate your kind words and recommendation. It's good to know that you felt informed and comfortable during the process. Thank you for trusting me with your home-buying or refinancing needs.
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About
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Specialities
Mortgage
Refinance
VA
FHA
USDA
Conventional
Jumbo
Physician Loans
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Education
- The University of Tennessee, KnoxvilleBA CommunicationAug 2007 -May 2011
Positions
- Lower Mortgage, LLC - Licensed Loan Officer
- Lower, LLC - Mortgage Loan Originator
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- Indiana 64736
- Kentucky 845139
- North Carolina 216478
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Hobbies
- Reading
- Fishing
- Watching Football
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.