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Ruth Dudley - Mortgage Loan Officer in Knoxville, TN

Ruth Dudley

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Mortgage Loan Officer

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The University of Tennessee, Knoxville
The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ... Show More
Company Logo
The University of Tennessee, Knoxville
The University of Tennessee, Knoxville
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
    K
    KIMBERLY C
    New Tazewell, TN
    Posted on August 5th, 2026 11:54 AM
    Ruth was with me through all of the ups and downs of buying a new home. She was always there to support or guide me through the process with understanding and kindness.
    Reply from Ruth Dudley
    August 12th, 2026 07:07 PM
    Kimberly, thank you for your kind words. I'm glad I could support and guide you through the home buying process. If you ever need assistance in the future, please feel free to reach out.
  • Encompass
    D
    Daniel L
    Alcoa, TN
    Posted on July 15th, 2026 11:36 AM
    The help we received in finding and getting the home we wanted
    Reply from Ruth Dudley
    July 22nd, 2026 02:38 PM
    Daniel, I appreciate your feedback. I'm glad to know I could assist you in finding and securing the home you wanted. If there's anything else you need, please feel free to reach out.
  • Zillow
    K
    Kat L
    Knoxville, TN
    Posted on July 10th, 2026 12:00 AM
    Ruth made everything easy, which says a lot when you’re talking about getting ready for closing on a home! She is professional, courteous, helped me to stay on track so I didn’t miss any deadlines, and a pleasure to talk to. I always felt like...
    read more
  • Encompass
    J
    James H C
    Alcoa, TN
    Posted on July 9th, 2026 01:04 PM
    Ruth is what made our buying experience so great. she did such a good job communicating and explaining everything so we could understand. She always responded to questions in a timely manner and usually right away.
    read more
    Reply from Ruth Dudley
    July 16th, 2026 04:08 PM
    James, thank you for your kind words. I'm pleased to hear that my communication and responsiveness contributed positively to your buying experience. It was a pleasure assisting you throughout the process.
  • Encompass
    K
    Kaci L A
    Powell, TN
    Posted on July 9th, 2026 10:53 AM
    Ruth was absolutely amazing, I started working with her prior to moving to Knoxville so I would know my options, she listented to what I was looking for, took notes to look into things I asked about and then with my options guided me in the...
    read more
    Reply from Ruth Dudley
    July 16th, 2026 05:15 PM
    Kaci, thank you so much for your kind words and recommendation. I'm glad to hear that my guidance was helpful during your move to Knoxville and that I could provide support throughout the process. It was a pleasure working with you and I'm...
    read more
  • Encompass
    S
    Sharon L
    Knoxville, TN
    Posted on July 9th, 2026 10:16 AM
    Ruth was kind, prompt, and truly cared about my closing going well. Thank you, Ruth!
    Reply from Ruth Dudley
    July 16th, 2026 07:07 PM
    Sharon, I appreciate your kind words. I'm happy to know that my promptness and care made a positive impact on your closing process. Thank you for sharing your experience!
  • Encompass
    G
    Gabriel G
    Dandridge, TN
    Posted on July 6th, 2026 01:37 PM
    Ruth was extremely helpful, patient, kind, and informative throughout the entirety of our process with her. I will be using her for any and all future transactions, and recommending her to everyone I know!
    Reply from Ruth Dudley
    July 13th, 2026 01:37 PM
    Gabriel, I'm grateful for your kind words and your trust in me. It's wonderful to hear that you found my assistance helpful and informative throughout the process. I look forward to working with you on any future transactions and appreciate...
    read more
  • Encompass
    L
    Lindsay R
    Knoxville, TN
    Posted on June 30th, 2026 11:04 AM
    Ruth was very professional and an excellent communicator. She was very efficient in getting our finances secured for our new home purchase. The experience was seamless. Ruth communicated to us throughout the whole process so that we were educated...
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    Reply from Ruth Dudley
    July 7th, 2026 05:23 PM
    Lindsay, I appreciate your kind words and recommendation. I'm glad to hear that the process felt seamless and that my communication helped keep you informed at every step. It was a pleasure assisting you with your new home purchase. Thank you...
    read more
  • Encompass
    J
    Jeffrey S
    Knoxville, TN
    Posted on June 29th, 2026 01:20 PM
    Ruth has been amazing. You need to clone her!
    Reply from Ruth Dudley
    July 6th, 2026 01:20 PM
    Jeffrey, I'm grateful for your kind words. It's wonderful to know that you had such a positive experience. Thank you for your thoughtful feedback!
  • Encompass
    B
    Brent R
    Knoxville, TN
    Posted on June 28th, 2026 03:29 AM
    Very responsive. Quick pre-approval. Very pleasant personality. Great communication.
    Reply from Ruth Dudley
    July 6th, 2026 05:46 PM
    Brent, I'm glad you appreciated the quick pre-approval and communication. It's great to know you found my responsiveness and personality pleasant. Thank you for your kind feedback!
  • 10 of 49
    About
    In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    DSCR Loans
    Cash-Out Refinances
    Specialities
    Mortgage
    Refinance
    VA
    FHA
    USDA
    Conventional
    Jumbo
    Physician Loans
    View All
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    Education
    • The University of Tennessee, Knoxville
      BA Communication
      Aug 2007 -May 2011
      The University of Tennessee, Knoxville logo
    Positions
    • Lower Mortgage, LLC - Licensed Loan Officer
    • Lower, LLC - Mortgage Loan Originator

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Indiana 64736
    • Kentucky 845139
    • North Carolina 216478
    • View All
    Hobbies
    • Reading
    • Fishing
    • Watching Football
    • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.