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Ruth Dudley - Mortgage Loan Officer in Knoxville, TN

Ruth Dudley

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Mortgage Loan Officer

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The University of Tennessee, Knoxville
The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ...... Show More
Company Logo
The University of Tennessee, Knoxville
The University of Tennessee, Knoxville
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
5.0
(35)
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Reviews from Web
  • 5.0
    Encompass
    J
    John S S
    LOUDON, TN
    Posted on May 5th, 2026 12:12 AM
    Ruth is top of the line in what she provides to her clientel! Exceedingly knowledge and her communication skills being 100%! We use Ruth with Yes mortgage to buy out first home and I'm very happy we did!
    Reply from Ruth Dudley
    May 12th, 2026 05:25 PM
    John, I appreciate your generous words. It's appreciated to know that my knowledge and communication met your expectations during your home-buying journey. I'm glad you chose to work with me, and I'm here if you need any further assistance...
    read more
  • 5.0
    Encompass
    J
    Jordan S
    Knoxville, TN
    Posted on May 4th, 2026 12:08 PM
    Ruth made our home-buying experience incredibly smooth from start to finish. As first-time buyers and sellers, we had plenty of questions and a fair bit of anxiety, but her expertise and guidance made all the difference. She took the time to...
    read more
    Reply from Ruth Dudley
    May 11th, 2026 08:59 PM
    Jordan, I'm grateful for your thoughtful review. It's great to hear that my guidance helped ease your home-buying journey and provided the transparency you needed. Supporting first-time buyers like you is truly rewarding, and I'm glad you felt...
    read more
  • 5.0
    Encompass
    A
    Ashlyn I
    Knoxville, TN
    Posted on April 28th, 2026 01:29 PM
    Very communicative and helpful thr the whole proces!
    Reply from Ruth Dudley
    May 5th, 2026 01:29 PM
    Ashlyn, thank you for sharing your experience. I'm pleased to hear that you found my communication and assistance helpful throughout the process. If there's anything else you need, please don't hesitate to reach out.
  • 5.0
    Encompass
    K
    Kim D B
    KNOXVILLE, TN
    Posted on April 26th, 2026 04:31 PM
    Ruth was so helpful and seeme dto work well with her coworkers to get the job done
    Reply from Ruth Dudley
    May 4th, 2026 08:59 PM
    Kim, thank you for your kind feedback. I'm pleased to hear that you found my assistance helpful and that my teamwork was evident. If there's anything else I can do for you, please let me know.
  • 5.0
    Encompass
    D
    Donald E B
    KNOXVILLE, TN
    Posted on April 26th, 2026 01:42 PM
    She was awesome
    Reply from Ruth Dudley
    May 4th, 2026 08:57 PM
    Donald, I appreciate your kind words. I'm glad to hear that you had a positive experience working with me. If there's anything else you need, feel free to reach out!
  • 5.0
    Encompass
    S
    Sarah M C
    KNOXVILLE, TN
    Posted on April 23rd, 2026 07:15 PM
    Ruths responsiveness and willingness to take time to explain. Smooth transactio. great experience
    Reply from Ruth Dudley
    April 30th, 2026 07:16 PM
    Sarah, I'm glad to hear that you had a great experience with me. Your feedback on my responsiveness and commitment to explaining things is much appreciated. If you have any more questions or need further assistance, feel free to reach out anytime....
    read more
  • 5.0
    Encompass
    C
    Coleman A F
    MARYVILLE, TN
    Posted on April 21st, 2026 05:31 PM
    Ruth was fantastic to work with. She made us feel comfortable, calm, and reassured during the enture process. She answered any questions we had , immediately!
    Reply from Ruth Dudley
    April 28th, 2026 05:31 PM
    Coleman, I'm grateful for your positive feedback. I'm pleased to know that I could make you feel comfortable and calm throughout the process. Answering your questions promptly is always a priority for me. If you need anything else, please feel...
    read more
  • 5.0
    Encompass
    M
    Madeleine A
    MARYVILLE, TN
    Posted on April 16th, 2026 05:39 PM
    Ruth made this process easily and was always there when we had questions! As a first time home buyer she made this process a lot less stressful for us! Thank you for everything!
    Reply from Ruth Dudley
    April 23rd, 2026 05:40 PM
    Madeleine, I'm pleased to hear that I could make the home buying process easier and less stressful for you as a first-time buyer. Your appreciation means a lot, and I'm always here if you have more questions in the future. Thank you for your...
    read more
  • 5.0
    Encompass
    R
    Riley M M
    HARRIMAN, TN
    Posted on April 14th, 2026 01:15 PM
    Working with Ruth was such a positive experience from beginning to end. What stood out the most was how consistently she stayed in touch—there was never a moment where I felt unsure about what was happening or what came next.They took the time...
    read more
    Reply from Ruth Dudley
    April 21st, 2026 01:16 PM
    Riley, I'm grateful for your kind words and recommendation. It's wonderful to hear that my communication and guidance helped you feel confident throughout the home buying process. Ensuring clarity and being accessible is always important to...
    read more
  • 5.0
    Encompass
    T
    Tyler B
    KNOXVILLE, TN
    Posted on April 13th, 2026 01:39 PM
    Ruth is amazing! Not just at what she does but who she is. She communicates exceptionally and always made sure I understood every thing that was going on in the process. I not only learned so much about the home buying process I felt truly...
    read more
    Reply from Ruth Dudley
    April 20th, 2026 01:39 PM
    Tyler, I appreciate your kind words and recommendation. I'm happy to know that my communication helped you feel informed and cared for throughout the home buying process. If you or anyone you know ever needs assistance, I'm here to help.
  • 10 of 35
    About
    In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    DSCR Loans
    Cash-Out Refinances
    Specialities
    Mortgage
    Refinance
    VA
    FHA
    USDA
    Conventional
    Jumbo
    Physician Loans
    View All
    382
    /850
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    Education
    • The University of Tennessee, Knoxville
      BA Communication
      Aug 2007 -May 2011
      The University of Tennessee, Knoxville logo
    Positions
    • Lower Mortgage, LLC - Licensed Loan Officer
    • Lower, LLC - Mortgage Loan Originator

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Indiana 64736
    • Kentucky 845139
    • North Carolina 216478
    • View All
    Hobbies
    • Reading
    • Fishing
    • Watching Football
    • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.