

Ruth Dudley
Mortgage Loan Officer


The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ruth made this experience amazing. She was with us through every process for questions, guidance and support . I will highly recommend Ruth and her colleagues to anyone thinking about starting this journey!
Ruth works extremely hard to make sure her clients are informed and comfortable throughout the process. She is a pleasure to work with and will always be the first person I recommend when someone is looking to buy or refinance a home.
Ruth made this process super simple and quick to do!!!! She walked us through every step! And was insanely polite!!! Thank you for everything!
Reply from Ruth Dudley
June 15th, 2026 05:39 PM
Tanner, I appreciate your kind words. I'm glad to hear that the process felt simple and quick for you, and that my guidance was helpful. If you have any further questions or need assistance, feel free to reach out.
Ruth is top of the line in what she provides to her clientel! Exceedingly knowledge and her communication skills being 100%! We use Ruth with Yes mortgage to buy out first home and I'm very happy we did!
Reply from Ruth Dudley
May 12th, 2026 05:25 PM
John, I appreciate your generous words. It's appreciated to know that my knowledge and communication met your expectations during your home-buying journey. I'm glad you chose to work with me, and I'm here if you need any further assistance...
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Ruth made our home-buying experience incredibly smooth from start to finish. As first-time buyers and sellers, we had plenty of questions and a fair bit of anxiety, but her expertise and guidance made all the difference. She took the time to...
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Reply from Ruth Dudley
May 11th, 2026 08:59 PM
Jordan, I'm grateful for your thoughtful review. It's great to hear that my guidance helped ease your home-buying journey and provided the transparency you needed. Supporting first-time buyers like you is truly rewarding, and I'm glad you felt...
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Very communicative and helpful thr the whole proces!
Reply from Ruth Dudley
May 5th, 2026 01:29 PM
Ashlyn, thank you for sharing your experience. I'm pleased to hear that you found my communication and assistance helpful throughout the process. If there's anything else you need, please don't hesitate to reach out.
Ruth was so helpful and seeme dto work well with her coworkers to get the job done
Reply from Ruth Dudley
May 4th, 2026 08:59 PM
Kim, thank you for your kind feedback. I'm pleased to hear that you found my assistance helpful and that my teamwork was evident. If there's anything else I can do for you, please let me know.
She was awesome
Reply from Ruth Dudley
May 4th, 2026 08:57 PM
Donald, I appreciate your kind words. I'm glad to hear that you had a positive experience working with me. If there's anything else you need, feel free to reach out!
Ruths responsiveness and willingness to take time to explain. Smooth transactio. great experience
Reply from Ruth Dudley
April 30th, 2026 07:16 PM
Sarah, I'm glad to hear that you had a great experience with me. Your feedback on my responsiveness and commitment to explaining things is much appreciated. If you have any more questions or need further assistance, feel free to reach out anytime....
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Ruth was fantastic to work with. She made us feel comfortable, calm, and reassured during the enture process. She answered any questions we had , immediately!
Reply from Ruth Dudley
April 28th, 2026 05:31 PM
Coleman, I'm grateful for your positive feedback. I'm pleased to know that I could make you feel comfortable and calm throughout the process. Answering your questions promptly is always a priority for me. If you need anything else, please feel...
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About
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Specialities
Mortgage
Refinance
VA
FHA
USDA
Conventional
Jumbo
Physician Loans
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Search Rank ScoreLearn More →
390
/850
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Education
- The University of Tennessee, KnoxvilleBA CommunicationAug 2007 -May 2011

Positions
- Lower Mortgage, LLC - Licensed Loan Officer
- Lower, LLC - Mortgage Loan Originator
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- Indiana 64736
- Kentucky 845139
- North Carolina 216478
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Hobbies
- Reading
- Fishing
- Watching Football
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.