YES - Knoxville, TN
Knoxville, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Adam Shelton has received a review with 5 star rating from JAIMIE O
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Communication was amazing, and you can feel that the team went above and beyond to help us through the process and we can't be more grateful!
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Adam Shelton has received a review with 5 star rating from Carlyn R
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It was a very pleasant experience working with Adam. His knowledge about mortgages was very helpful. He is also professional, kind and full of financial wisdom. I would recommend Adam to anyone in need of a home mortgage.
Rayma was so wonderful to work with! She was very professional, kind, and went above and beyond to provide us with information when asked, even if it meant working after hours. She answered all of our questions quickly. She was ensured every...
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Rema gave us the absolute best she could've given, and she even went over and above to make sure we had a moving company on the day of our signing since we were without anyone to help us to move our home to the new house. We are grateful and...
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Reply from Rayma McGehee
October 1st, 2026 07:20 PM
Henry, I'm glad to hear that I could assist you with arranging a moving company on your signing day. At Lower, I always aim to go above and beyond for my clients, so your appreciation means a lot to me.
Rayma communication and Professionalism are unmatched. I would recommend her to anyone. She knows how to get the job done our Realtor even aaid that she will be using Rayma in the futite for her buyers . Complimented her on her reliability,...
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Reply from Rayma McGehee
September 28th, 2026 07:12 PM
Jennifer, I'm grateful for your kind words about my communication and professionalism. It’s wonderful to hear that your Realtor also had a positive impression and plans to recommend me to future buyers. At Lower, I aim to provide a reliable...
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Rayma treated us like true friends, yet we never met her. So to me that says everything about her as a person and her as a lender. She treat you just like her family or friend.
Reply from Rayma McGehee
September 28th, 2026 02:52 PM
Travis, I'm glad to hear that you felt such a personal connection with me throughout the lending process. At Lower, I strive to treat everyone with the same care and respect as I would my own family and friends. Your feedback is truly valued....
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Amazingly easy step by step help and reference. I had never bought a home before and had no idea what to do .... It did not matter one second. Everything was explained in detail from start to finish. I feel so blessed to have you as a loan...
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Reply from Ruth Dudley
September 22nd, 2026 06:15 PM
Walter, I'm happy to hear that my detailed explanations made your first home buying experience with Lower easier for you. It's great to know that you felt supported throughout the process. If you have any more questions or need assistance in...
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Cassie was really good at explaining things to me and very thorough every time i asked a question she got back with me very quickly overall I was very pleased
Reply from Cassie Johnson
September 14th, 2026 04:56 PM
Dylan, I'm pleased to hear that my explanations were helpful and that I could respond quickly to your questions. Thank you for sharing your positive experience.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.