

YES - Knoxville, TN
Knoxville, TN

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
Cassie was really good at explaining things to me and very thorough every time i asked a question she got back with me very quickly overall I was very pleased
Ruth peovided detailed explainations and helped make the process easy to understand every step of the way . Even when we had a lot of questions, she was very patient and showed she really cared about making sure we were 100% comfortable and...
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Reply from Ruth Dudley
September 11th, 2026 08:30 PM
Forrest, I'm grateful for your kind words. It's good to know that my explanations and patience helped make the loan process clearer and more comfortable for you. If you have any more questions in the future, please feel free to reach out.
Rayma was very easy to get a hold of and was extremely knowledgeable about the mortgage process. She was able to answer all our questions and presented us with all the information before we even requested it. She was very kind and made this...
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Reply from Rayma McGehee
September 10th, 2026 01:49 PM
Mackenzie, I'm pleased to know that I could make the mortgage process easier for you by being accessible and informative. Your kind words mean a lot, and I'm happy I could assist with all your questions.
Adam Shelton was great . Keeped me updated and communicated promptly on the loan process, highly recommend.
Reply from Adam Shelton
September 10th, 2026 03:31 PM
William, I'm glad to hear that you felt well-informed and supported throughout the loan process. Thank you for your recommendation and kind words.
Rayma is so kind, helpful, and knowledgeable! This was my husband and I's first time buying a house and she has made us feel comfortable and confident throughout the process
Reply from Rayma McGehee
September 7th, 2026 05:57 PM
Rebekah, I appreciate your kind words about my support during your first home-buying experience. I'm glad to hear that you and your husband felt comfortable and confident throughout the process.
Adam Shelton has received a review with 5 star rating from Landon E
Adam is a great guy and the best at what he does. He was super helpful/ informative in the whole process and made sure every question was answered. I will be doing business again with him in the future!
Reply from Adam Shelton
September 4th, 2026 07:19 PM
Landon, I'm pleased to know that I could help make the process informative and smooth for you. I appreciate your kind words and look forward to working with you again in the future!
Ruth Dudley is by far the best loan officer. She made every step of the process easy to understand and I knew without a doubt she had my best interest in mind with every decision made. Ruth's team is phenomenal as well-from the first contact...
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Reply from Ruth Dudley
August 25th, 2026 02:49 PM
Thank you, Joni! I’m so incredibly grateful for the opportunity to be a part of this exciting next chapter.
Rayma is one of the most knowledgeable and professional people I've ever worked with. She made the entire process easy to understand!
Reply from Rayma McGehee
August 24th, 2026 02:18 PM
John, I'm grateful for your kind words about my professionalism and knowledge. I'm happy to hear that I could make the process easy to understand for you.
I was a first time homebuye! I had many questions along the way. I never felt like I was a burde. Rayma answered every single question I had. Rayma also kept me informed every step of the way and made sure to educate me on what was go on. I'm...
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Reply from Rayma McGehee
August 19th, 2026 02:29 PM
David, I'm so glad to hear that you felt supported and informed throughout your first home-buying experience. It was my pleasure to answer your questions and ensure you understood each step. Congratulations on becoming a homeowner!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.