

Ruth Dudley
Loan Officer | NMLS# 2106400


The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Ruth was so helpful and seeme dto work well with her coworkers to get the job done
Reply from Ruth Dudley
May 4th, 2026 08:59 PM
Kim, thank you for your kind feedback. I'm pleased to hear that you found my assistance helpful and that my teamwork was evident. If there's anything else I can do for you, please let me know.
She was awesome
Reply from Ruth Dudley
May 4th, 2026 08:57 PM
Donald, I appreciate your kind words. I'm glad to hear that you had a positive experience working with me. If there's anything else you need, feel free to reach out!
Ruths responsiveness and willingness to take time to explain. Smooth transactio. great experience
Reply from Ruth Dudley
April 30th, 2026 07:16 PM
Sarah, I'm glad to hear that you had a great experience with me. Your feedback on my responsiveness and commitment to explaining things is much appreciated. If you have any more questions or need further assistance, feel free to reach out anytime....
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Ruth was fantastic to work with. She made us feel comfortable, calm, and reassured during the enture process. She answered any questions we had , immediately!
Reply from Ruth Dudley
April 28th, 2026 05:31 PM
Coleman, I'm grateful for your positive feedback. I'm pleased to know that I could make you feel comfortable and calm throughout the process. Answering your questions promptly is always a priority for me. If you need anything else, please feel...
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Ruth made this process easily and was always there when we had questions! As a first time home buyer she made this process a lot less stressful for us! Thank you for everything!
Reply from Ruth Dudley
April 23rd, 2026 05:40 PM
Madeleine, I'm pleased to hear that I could make the home buying process easier and less stressful for you as a first-time buyer. Your appreciation means a lot, and I'm always here if you have more questions in the future. Thank you for your...
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Working with Ruth was such a positive experience from beginning to end. What stood out the most was how consistently she stayed in touch—there was never a moment where I felt unsure about what was happening or what came next.They took the time...
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Reply from Ruth Dudley
April 21st, 2026 01:16 PM
Riley, I'm grateful for your kind words and recommendation. It's wonderful to hear that my communication and guidance helped you feel confident throughout the home buying process. Ensuring clarity and being accessible is always important to...
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Ruth is amazing! Not just at what she does but who she is. She communicates exceptionally and always made sure I understood every thing that was going on in the process. I not only learned so much about the home buying process I felt truly...
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Reply from Ruth Dudley
April 20th, 2026 01:39 PM
Tyler, I appreciate your kind words and recommendation. I'm happy to know that my communication helped you feel informed and cared for throughout the home buying process. If you or anyone you know ever needs assistance, I'm here to help.
Ruth is great to work with!
Reply from Ruth Dudley
April 9th, 2026 01:26 PM
Thanks for the kind words, Harold. I'm delighted to know that your experience was positive. If there's anything else you need or if any questions come up, I'm always here to assist.
Working with Ruth was an absolute pleasure from start to finish. Her communication was exceptional, and she kept us updated every step of the way and was always available to answer any questions we had. She made a complex process feel seamless....
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Reply from Ruth Dudley
April 7th, 2026 03:10 PM
It's great to know that your experience was positive from beginning to end, Lane. I'm pleased to hear that my communication and updates made the process feel smooth for you. Staying accessible and ensuring clarity is always a priority. If you...
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RUTH is what made it great! She was always so diligent in making sure our experience with everything went so smoothly and communicated quickly everytime we needed her!
Reply from Ruth Dudley
April 6th, 2026 07:29 PM
Alexis, thank you for sharing your experience. I'm glad to hear that my diligence and communication helped make everything go smoothly for you. Feel free to reach out if you ever need anything else.
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About
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Specialities
Mortgage
Refinance
VA
FHA
USDA
Conventional
Jumbo
Physician Loans
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Education
- The University of Tennessee, KnoxvilleBA CommunicationAug 2007 -May 2011

Positions
- Lower Mortgage, LLC - Licensed Loan Officer
- Lower, LLC - Mortgage Loan Originator
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- Indiana 64736
- Kentucky 845139
- North Carolina 216478
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Hobbies
- Reading
- Fishing
- Watching Football
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.