

Ruth Dudley
Loan Officer | NMLS# 2106400


The University of Tennessee, Knoxville
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Ruth was incredible to work with! She was quick to respond to each and every question and took the time to make sure we understood each step of the loan approval process. Not only is she good at her job, she is also a kind and thoughtful person....
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I cannot begin to express how thankful we are that Ruth stuck with us for over 2 years while we battled our way to purchasing a home. Through all of our late evening phone calls, repeated requests for explanations (“walk me through it like...
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Ruth Dudley was absolutely excellent throughout the entire mortgage process. From the beginning, she was clear, patient, and incredibly responsive. She took the time to explain every step and answered all of our questions with professionalism...
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Ruth helped us get pre approved and through the process of buying our first home! She was always there to answer and explain every question we had and kept us informed of each step. We worked with her for over a year and loved every minute...
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Absolutely one of the best. She will go above and beyond for you and check in to make sure that everything is going good. Very knowledgeable and personable. Highly recommend.
Ruth was more than amazing, and went WAYY above and beyond for us!!! If I could say anything good about her it would be that she should be your first and only choice for a loan officer. We will definitely use her in our future needs.
Ruth is one of the absolute greatest mortgage loan officer's that I got the absolute pleasure to work with. She went above and beyond for our clients to get them into their first home, explained the entire process to them, went through different...
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Ruth has helped us with all of our homes and we wouldn’t think of working with anyone else! She is willing to do whatever it takes to get the job done. She’s a great communicator and REALLY cares about everyone she helps. You can’t go wrong!...
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Ruth was the perfect guide for such a complex process! I'm self employed, which can often make things difficult, but Ruth walked me through each step and made it all seem easy peasy :)Plus, she's so friendly and kind!Highly recommend.
I have worked with Ruth on two different home purchases over then past 5 years and I wouldn’t trust anyone else. She is the first person I call and I would recommend her to anyone. She made it possible for us to buy a home in 2022 at the height...
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About
In the world of financial institutions, where transactions often outweigh personal connections, I try to stand out as a loan officer who brings compassion and a relentless work ethic to the forefront. What truly sets me apart is my ability to accomplish the seemingly impossible. When others might give up, I see challenges as opportunities to excel. I navigate through complex financial landscapes with a sense of purpose and determination. I can examine the financial situation from all perspectives and give my clients a well rounded and educated decision as to what will serve them best with their mortgage. I pride myself on being an advocate for those who are often excluded. I am truly honored to have the opportunity to work with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Specialities
Mortgage
Refinance
VA
FHA
USDA
Conventional
Jumbo
Physician Loans
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Education
- The University of Tennessee, KnoxvilleBA CommunicationAug 2007 -May 2011

Positions
- Lower Mortgage, LLC - Licensed Loan Officer
- Lower, LLC - Mortgage Loan Originator
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- Indiana 64736
- Kentucky 845139
- North Carolina 216478
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Hobbies
- Reading
- Fishing
- Watching Football
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.