Rudy Garibay
Loan Officer | NMLS # 2413276
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
As a real estate professional at HomeSmart Realty Group, I can confidently say that Rudy is one of the most trusted lenders I work with. His commitment to his clients is truly unparalleled, and his communication skills with both clients and...
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Rudy is very friendly and always willing to assist most any time of day.
Rudy is someone who is extremely easy to get along with. He makes you feel very comfortable, he’s welcoming of everyone, and is a delight to be around. He is kind, caring, thoughtful, and intelligent. He’s a hard worker and trustworthy. I’d...
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Reply from Owner
January 9th, 2026 10:06 AM
Thank you Cathy!
Rudy Garibay has received a review with 5 star rating from Erin G
Rudy Garibay has received a review with 5 star rating from Eddie K
Rudy's expertise, professionalism, and dedication truly stand out. Rudy's personalized approach ensures you'll get the best mortgage solution for your needs. I highly recommend Rudy for his outstanding service and commitment to his clients....
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Rudy was an excellent communicator, always prompt in email replies.
Reply from Rudy Garibay
January 5th, 2024 03:53 PM
I truly appreciate your kind words, Carol. Feedback like yours fuels my commitment to excellent communication and service. I'm glad that my prompt email replies met your needs. It was a pleasure working with you and I look forward to assisting...
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Clear, consistent communication.
Reply from Rudy Garibay
September 27th, 2023 06:33 PM
I deeply appreciate your feedback, Mia. There's nothing more important to me than clear and consistent communication with my all parties involved in the transaction! Your rating motivates me to continue improving my services. Thank you for...
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Rudy was so quick and professional. I needed a local lender because the listing agent wouldn’t accept who we were working with and Rudy jumped in and got right to work. Qualified them fast and communicated with my clients so well. They never...
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Reply from Rudy Garibay
September 27th, 2023 06:38 PM
I appreciate your kind words and high rating, Shannon! I'm glad to hear that you valued my swift and professional service. It's essential for me to keep my clients well-informed and comfortable during the whole process. 😎
Although new to the business, Rudy took the opportunity to utilize the knowledge of his team when unsure of a question and replied in a timely manner.
Reply from Rudy Garibay
September 27th, 2023 06:44 PM
I am extremely grateful for your positive review, Erin. It is indeed essential to utilize the knowledge of the team when necessary and provide the best service possible. Your feedback encourages me to continue learning and growing in the industry....
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About
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable income. However, what truly sets us apart is our commitment to enhancing your financial well-being.
My ultimate mission is not merely to provide a top-tier mortgage experience, but, most importantly, to empower you and your family with sound financial strategies that enable you to lead your best possible life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Financing
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2413276
Hobbies
- Rudy Garibay was born and raised in Oregon and has never even thought about leaving. He loves everything about this state from the scenic coast to the snow-capped mountains. He feels like one could live their whole life and still not explore all the beauty this state has to offer. He lives a very active lifestyle and spent some time as a personal trainer. Physical and mental health are an important passion of his and he frequently participates in local running events and Triathlons. Like most people, he enjoys all forms of media from movies to music to books. In particular, He’s easily hooked on a good thriller or fantasy novel!
- In addition, I love getting involved in my community through volunteer work with various organizations. I'm currently involved in marketing for Salem Capital Pride as well as lead a community Kickball league.
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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