Rudy Garibay
Loan Officer | NMLS # 2413276
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Rudy took care of our mutual clients like they were family. He guided them with expertise and patience through every step of the lending process. I had full confidence throughout the transaction in Rudy's ability to get us to the finish line....
read more
Reply from Rudy Garibay
February 5th, 2024 07:50 PM
Thanks Eric!
Hearing you had full confidence in me throughout the process means the world. Nothing beats knowing I helped navigate the sometimes-tricky waters and got us all to the closing celebration!
Rudy is always professional and great at communicating throughout the whole process!
Reply from Rudy Garibay
January 8th, 2024 07:52 PM
Thank you, Erin, it's always a pleasure working with you and Ruben. The level of professionalism and great communication skills make for an incredible experience for our buyers!
I just wrapped up my mortgage process with Rudy and honestly, I couldn’t be happier. He was like a breath of fresh air in an often confusing process. Rudy was always there to answer my questions (and I had a lot!), making everything seem so...
read more
Incredibly knowledgeable and attentive. Great experience.
Reply from Rudy Garibay
January 5th, 2024 03:57 PM
Thanks for the review, Zach! I wish we could review our clients; you'd get a 100 out of 10 hands down.
Rudy is one of my favorite lenders to work with. He is quick with responses and really does a great job. He always looks out for the best interest of his clients. I appreciate his honesty and efforts in everything he does.
Reply from Owner
January 9th, 2026 10:06 AM
Thanks Shannon! I'm delighted to hear that you've had a positive experience working with me. I feel the very same can be said about you! Serving the best interests of my clients is always a top priority, and your appreciation of my honesty...
read more
Rudy is spot on. He's knowledgeable about the market and lending. Rudy is dependable, hardworking, and efficient.
As Realtors, we can't recommend Rudy Garibay enough for mortgage loans. He works tirelessly to get our clients approved and closed quickly. Rudy's expertise and responsiveness ensure a seamless process for our buyers. He has great products...
read more
Reply from Owner
January 9th, 2026 10:06 AM
Thank you for your kind words and recommendation. It's a privilege to work with dedicated and knowledgeable Realtors like you, and I'm delighted that my efforts have contributed to the success of our clients. Ensuring a smooth and efficient...
read more
I have had the opportunity to work with Rudy quite a bit, and I can honestly say that every time has been a great expereince. Rudy is professional, approachable and a great communicator. He is also client-centered and understands that a real...
read more
Reply from Owner
January 9th, 2026 10:06 AM
Thank you Leslie for taking the time to leave such a kind statement. Knowing that you always come in with a plan a creative ideas always makes it a please working with you as well .
Rudy is one of the best people I know! He’s intelligent, hard working, and great at his job.
Rudy Garibay has received a review with 5 star rating from Shane W
31–40 of 51
About
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable income. However, what truly sets us apart is our commitment to enhancing your financial well-being.
My ultimate mission is not merely to provide a top-tier mortgage experience, but, most importantly, to empower you and your family with sound financial strategies that enable you to lead your best possible life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Financing
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2413276
Hobbies
- Rudy Garibay was born and raised in Oregon and has never even thought about leaving. He loves everything about this state from the scenic coast to the snow-capped mountains. He feels like one could live their whole life and still not explore all the beauty this state has to offer. He lives a very active lifestyle and spent some time as a personal trainer. Physical and mental health are an important passion of his and he frequently participates in local running events and Triathlons. Like most people, he enjoys all forms of media from movies to music to books. In particular, He’s easily hooked on a good thriller or fantasy novel!
- In addition, I love getting involved in my community through volunteer work with various organizations. I'm currently involved in marketing for Salem Capital Pride as well as lead a community Kickball league.
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235