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Rudy Garibay - Loan Officer | NMLS # 2413276 in Salem, OR

Rudy Garibay

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Loan Officer | NMLS # 2413276

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I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    O
    Odilon R
    Salem, OR
    Posted on January 23rd, 2025 05:11 AM
    Rudy was great to work with. He responded quickly to messages and kept us in the loop through the loan process. His team member Racee was also helpful.I would have liked a more in depth explenation of the loan process, but that's just more...
    read more
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    Alexandra V J
    Salem, OR
    Posted on August 11th, 2024 04:25 PM
    Everything went so smooth and fast. Rudy was able to answer all of my questions and was very polite.
    Reply from Rudy Garibay
    August 12th, 2024 06:32 PM
    Hey Allie, it was so wonderful having the opportunity to help you and your family get into your first home! My job doesn't end here, please know that I'm always available to answer any mortgage questions you may have as well as help yourself...
    read more
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    Randy E
    Salem, OR
    Posted on August 8th, 2024 03:07 PM
    Rudy was always available to answer questions, prepared pre approval letters quickly. He gave options to the buyers so they could make an educated decision. . Everything in this transaction went very smoothly. Great job!
    Reply from Rudy Garibay
    August 12th, 2024 06:37 PM
    Thanks Randy! You can always count on me for speed, ease, and expertise. while I always put my best foot forward when it comes to taking care of our buyers, this definitely wouldn't have been such a great success it without you. I appreciate...
    read more
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    Gage A R
    Salem, OR
    Posted on July 31st, 2024 06:01 AM
    Solid and around the clock support.
    Reply from Rudy Garibay
    August 6th, 2024 04:01 PM
    Thank you for your confidence in me Gage! It was a pleasure to be able to help you secure such a great investment.
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    Erin G
    Salem, OR
    Posted on July 28th, 2024 12:11 AM
    Another great experience with Rudy! He always communicates well and gets the job done.
    Reply from Rudy Garibay
    July 29th, 2024 01:49 AM
    Thanks Erin, it’s always wonderful working with you and Ruben. Our Teamwork makes our buyers dreams work. 🙂‍↔️
  • Encompass
    M
    Mario S
    Albany, OR
    Posted on July 7th, 2024 02:51 AM
    Pudimos comunicarnos en español.
    Reply from Rudy Garibay
    July 7th, 2024 03:38 AM
    Me alegré mucho de poder ayudarlo, Mario. ¡Felicidades por su nuevo hogar!
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    Tasha S
    Albany, OR
    Posted on July 3rd, 2024 04:38 PM
    I was the sellers agent and received updates and always got quick responses from Rudy.
    Reply from Rudy Garibay
    July 5th, 2024 07:45 PM
    Communication is key and I was glad I was able to provide that for you Tasha! Thanks for being vigilant and at the top of your game, you helped make this transaction a great success.
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    Estela B
    Albany, OR
    Posted on July 3rd, 2024 01:54 PM
    Rudy was very professional and patient with us all the way to the whole process.
    Reply from Rudy Garibay
    July 3rd, 2024 03:59 PM
    Estela, Gracias por darme la oportunidad de ayudarle en este gran hito en su vida! Fue un placer asistirle durante todo el proceso, y espero poder ayudarle nuevamente en el futuro 😄
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    Maribel C
    Salem, OR
    Posted on June 19th, 2024 02:25 PM
    The information provided by Rudy and his commitment of providing helpful guidance through the process..thank you!
    Reply from Rudy Garibay
    June 20th, 2024 08:32 PM
    Thank you for your kind words, Maribel! I'm grateful I could provide helpful guidance throughout your first home-buying experience.
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    Ralph C
    Posted on June 19th, 2024 06:57 AM
    Had a really good experience going through Rudy at Synergy One. Very patient, thorough, and informative. I also liked that he was on it and available almost any time. Closed on time. Dudes legit.
    Reply from Owner
    January 9th, 2026 10:06 AM
    Thanks for taking the time to leave a review Ralph! I'm glad to have had the opportunity to meet you and grateful I could provide you and your family with a successful first-time homebuying experience! 🙌🏼
  • 21–30 of 51
    About
    I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable income. However, what truly sets us apart is our commitment to enhancing your financial well-being. My ultimate mission is not merely to provide a top-tier mortgage experience, but, most importantly, to empower you and your family with sound financial strategies that enable you to lead your best possible life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Home Financing
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2413276
    Hobbies
    • Rudy Garibay was born and raised in Oregon and has never even thought about leaving. He loves everything about this state from the scenic coast to the snow-capped mountains. He feels like one could live their whole life and still not explore all the beauty this state has to offer. He lives a very active lifestyle and spent some time as a personal trainer. Physical and mental health are an important passion of his and he frequently participates in local running events and Triathlons. Like most people, he enjoys all forms of media from movies to music to books. In particular, He’s easily hooked on a good thriller or fantasy novel!
    • In addition, I love getting involved in my community through volunteer work with various organizations. I'm currently involved in marketing for Salem Capital Pride as well as lead a community Kickball league.
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235