Rudy Garibay
Loan Officer | NMLS # 2413276
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Everything from start to
Reply from Rudy Garibay
October 24th, 2025 08:10 PM
Thanks Eva, it's always a pleasure working with you and Armando! I hope your 2nd investment property treats you well. You guys are doing amazing!
Rudy is responsive and does an excellent job of staying on top of the buyers loan file from start to finish. He does a great job keeping both the buyer and buyers agent updated throughout the entire process. Even when unforseen problems arise...
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Reply from Rudy Garibay
September 3rd, 2025 05:37 PM
Thank you so much for the kind words, Eric! I really appreciate the trust you put in me and I’m glad we were able to work through everything together smoothly. Communication and teamwork make all the difference, and it’s always a pleasure working...
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Rudy is knowledgeable, friendly, and timely. Whether it’s your first time buying or not, Rudy will help you through the whole process. He’s professional and approachable, and really appreciated his guidance through it all! I’d highly recommend...
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Reply from Owner
January 9th, 2026 10:06 AM
Thanks Dan! I’m blushing over here (professionally, of course). 🤩 🙌🏽 🔥
Rudy made my loan application process so easy and quick! He was thorough and efficient and I would recommend him to anyone.
Reply from Owner
January 9th, 2026 10:06 AM
Nicole, you just made my day 🙌 Thank you! I’m so glad the loan process felt easy and smooth for you. It was truly a pleasure working with you and I really appreciate the kind words and the recommendation. If you ever need anything down the...
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Easy, thorough!
Reply from Rudy Garibay
June 25th, 2025 05:42 PM
I'm glad to hear that you found the process easy and thorough, Nicole. It was a pleasure assisting you with your needs. Thank you for your feedback🙌🏼!
Another great experience with Rudy. He made sure everything went smoothly.
Reply from Rudy Garibay
June 25th, 2025 05:46 PM
It's always a great experience working with you Erin! Smooth and easy is the name of the game, let me know when you're ready for the next one 😎!
Fast, responsive, knowledgeable. Thank you, Rudy!
Reply from Owner
March 21st, 2025 04:50 PM
Francis, I really appreciate you taking the time to leave such a great review. It was a pleasure working with you, and I'm thrilled to hear that you found the process fast and efficient. I'm here if you need anything in the future! I hope you...
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Fast, responsive, knowledgeable. Rudy was also very personable. Thank you, Rudy!
Reply from Rudy Garibay
September 3rd, 2025 05:38 PM
Thank you, Francis! I’m glad I could help make the process smooth and easy. Always happy to be a resource, appreciate the kind words!
The financial aspect of buying a home is probably the most stressful part of buying a home! I’m glad to have Rudy Garibay on my team handling the loan aspect of this process. Not only is Rudy knowledgeable is his field, but I felt like he had...
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Reply from Owner
January 9th, 2026 10:06 AM
Wow, thank you so much Josh & Odi! I’m genuinely touched by your kind words. It was such a privilege to be part of your home-buying journey, and I’m thrilled we could navigate the challenges together and get you those keys right on time. Helping...
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The financial aspect of buying a home is probably the most stressful part of buying a home! I’m glad to have Rudy Garibay on my team handling the loan aspect of this process. Not only is Rudy knowledgeable is his field, but I felt like he had...
read more
Reply from Rudy Garibay
September 3rd, 2025 05:40 PM
Josh, thank you for sharing such a kind and thoughtful review. It was an absolute honor to walk alongside you through this journey and help make your homeownership dream a reality. I’m so glad we connected at Pride in the Park (I can't believe...
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About
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable income. However, what truly sets us apart is our commitment to enhancing your financial well-being.
My ultimate mission is not merely to provide a top-tier mortgage experience, but, most importantly, to empower you and your family with sound financial strategies that enable you to lead your best possible life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Financing
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2413276
Hobbies
- Rudy Garibay was born and raised in Oregon and has never even thought about leaving. He loves everything about this state from the scenic coast to the snow-capped mountains. He feels like one could live their whole life and still not explore all the beauty this state has to offer. He lives a very active lifestyle and spent some time as a personal trainer. Physical and mental health are an important passion of his and he frequently participates in local running events and Triathlons. Like most people, he enjoys all forms of media from movies to music to books. In particular, He’s easily hooked on a good thriller or fantasy novel!
- In addition, I love getting involved in my community through volunteer work with various organizations. I'm currently involved in marketing for Salem Capital Pride as well as lead a community Kickball league.
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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