Rudy Garibay
Loan Officer | NMLS # 2413276
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable ...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Rudy and his team were great at communication and ensuring we were on track the whole time. Did a great job answering questions and leading us through the process.
Reply from Rudy Garibay
May 18th, 2026 06:04 PM
Thank you so much for the kind words, Andy! I really appreciate you trusting me and my team, we’re big fans of clear communication and zero surprises (unless it’s good news 😄). It was a pleasure working with you, wishing you and Brooke all...
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This is the fourth home we have purchased and it was the best experience thanks to Rudy. There were no delays or hiccup. Rudy was very clear with communication and responsive to any questions we had. The process couldn't have been better.
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Reply from Rudy Garibay
May 18th, 2026 06:06 PM
Wow… fourth home and best experience!? I’ll take that win 😄Thank you so much for the trust and the kind words, Brooke. I’m really glad the process was smooth, on time, and easy to navigate, no hiccups is always the goal. It was a pleasure...
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Rudy was outstanding to work with throughout our home purchase. From the beginning, he was proactive, organized, and extremely knowledgeable about the lending process. He made sure I understood our options, walked us through the details, and...
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Reply from Rudy Garibay
March 23rd, 2026 01:55 PM
Thank you, Nicole, for sharing your experience. I'm glad to hear that I could support you effectively during your home purchase. It’s important to me that everything is clear and smooth for my clients, especially when navigating the lending...
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It's always a pleasure to work with Rudy. He is responsive and knowledgeable and does a great job of keeping our joint clients in the loop.
Reply from Rudy Garibay
March 12th, 2026 04:39 PM
It was such a joy to work with you Leslie! Looking forward to many more 😊
Rudy Garibay has received a review with 5 star rating from Frank X (
Reply from Owner
October 24th, 2025 07:52 PM
Thanks Frank! 😁🙌🏼
Rudy was excellent. He took time and explained everything clearly while also being prompt with both status updated and answering any new questions we had.
Reply from Rudy Garibay
October 24th, 2025 07:54 PM
Thank you so much Frank! I’m really glad I could help make things clear and smooth for you. Appreciate you trusting me to guide you through it 🏡
Working with Rudy was a wonderful experience. From someone who has no idea what they are doing, it was nice to have someone answering all the questions you have and not leave you in the dark. I definitely would recommend him to others. It was...
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Reply from Owner
October 24th, 2025 07:57 PM
Thank you so much! I’m really glad I could help make the process feel easy and pressure-free that’s exactly how it should be. I really appreciate your trust and the kind words 😁
He made sure to communicate with us about everything. If we had questions he made sure we got answers. He checked in regularly with us and it made for an easy buying experienc.
Reply from Rudy Garibay
October 24th, 2025 07:59 PM
Thanks Randi, I believe good communication beats guesswork any day 🙌🏼.
Excellent communication, on time closing
Reply from Rudy Garibay
October 21st, 2025 06:22 PM
Thanks Erin! Your feedback means a lot to me, and I'm pleased to know that my communication and timeliness met your expectations. Thank you for trusting me, if there's anything more I can assist you with in the future, please feel free to reach...
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Everything from start to
Reply from Rudy Garibay
October 24th, 2025 08:10 PM
Thanks Eva, it's always a pleasure working with you and Armando! I hope your 2nd investment property treats you well. You guys are doing amazing!
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About
I have a true passion for assisting individuals in developing a strategic approach to their financial matters. When it comes to mortgages, we thoroughly examine key aspects such as credit history, assets, tax considerations, and disposable income. However, what truly sets us apart is our commitment to enhancing your financial well-being.
My ultimate mission is not merely to provide a top-tier mortgage experience, but, most importantly, to empower you and your family with sound financial strategies that enable you to lead your best possible life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Financing
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
224
/850
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Addresses and Serving Areas
Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2413276
Hobbies
- Rudy Garibay was born and raised in Oregon and has never even thought about leaving. He loves everything about this state from the scenic coast to the snow-capped mountains. He feels like one could live their whole life and still not explore all the beauty this state has to offer. He lives a very active lifestyle and spent some time as a personal trainer. Physical and mental health are an important passion of his and he frequently participates in local running events and Triathlons. Like most people, he enjoys all forms of media from movies to music to books. In particular, He’s easily hooked on a good thriller or fantasy novel!
- In addition, I love getting involved in my community through volunteer work with various organizations. I'm currently involved in marketing for Salem Capital Pride as well as lead a community Kickball league.
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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