Raquel Koester's Cover Image
Raquel Koester - Mortgage Consultant | NMLS# 1862819 in Crystal Lake, IL

Raquel Koester

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Mortgage Consultant | NMLS# 1862819

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Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan of... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Michael S S
    Glen Carbon, IL
    Posted on August 17th, 2023 11:25 AM
    Raquel was great to work with. Did a great job communicating with us and always found the answers in the process. Very quick to respond or reach out in all situations. Highly recommended.
    Reply from Raquel Hanson
    September 4th, 2023 01:34 PM
    Thank you so much for your positive feedback, Michael! I'm delighted to hear that you had a great experience with me at Home State Bank. I strive to provide the best service and your words of appreciation truly mean a lot. I'm always here to...
    read more
  • Encompass
    J
    Jennifer G
    Mchenry, IL
    Posted on August 17th, 2023 11:16 AM
    Loved working with Raquel! She is there for you with all the questions and the stress of a home buying process! I so appreciate her dedication!! She is the best!
    Reply from Raquel Hanson
    August 18th, 2023 04:34 PM
    Thank you for the kind words. It was my pleasure to work with you.
  • Encompass
    L
    Leanne W
    Spring Grove, IL
    Posted on August 15th, 2023 02:17 AM
    Raquel was amazing. Answered every question we had no matter how silly and always took the time to make sure we understood. She was always friendly and open and honest about everything. 100% couldn’t have bought our house without her help,...
    read more
    Reply from Raquel Hanson
    August 18th, 2023 04:34 PM
    Thank you for the kind words. It was my pleasure to work with you.
  • Encompass
    D
    Daniel W
    Spring Grove, IL
    Posted on August 14th, 2023 10:33 PM
    In an unfamiliar scenario to us Raquel was fantastic in delivering what we needed going above and beyond.
    Reply from Raquel Hanson
    August 18th, 2023 04:35 PM
    Thank you for the kind words. It was my pleasure to work with you.
  • Encompass
    D
    Devin R
    Woodstock, IL
    Posted on August 14th, 2023 10:24 PM
    Real easy to work with. Stays on top of the deal. Breaks down every answer with any questions you have. Definitely learned a lot from Raquel!
    Reply from Raquel Hanson
    September 4th, 2023 01:33 PM
    I am incredibly grateful for your kind words and 5-star rating, Devin! It's always my priority to keep clients informed and break down complicated processes so they feel completely confident in every decision. I'm pleased to know you felt supported...
    read more
  • Zillow
    A
    Anton S
    Posted on May 14th, 2023 08:31 PM
    Raquel Hanson is a miracle worker. We recently sold / bought a home and from the very start, when working with Raquel, you can immediately feel the personal touch.Raquel's industry knowledge mixed with her compassion and desire for you to succeed...
    read more
  • Zillow
    A
    Anton S
    Zion, IL
    Posted on May 14th, 2023 12:00 AM
    Raquel Hanson is a miracle worker. We recently sold / bought a home and from the very start, when working with Raquel, you can immediately feel the personal touch.Raquel's industry knowledge mixed with her compassion and desire for you to succeed...
    read more
  • Zillow
    G
    Georgeanne L
    Fox Lake, IL
    Posted on October 27th, 2022 12:00 AM
    Raquel is the most amazing lender. I know we would not have been able to do this without her. Raquel worked so hard to help us get our loan and walk us through every step along the way. She is patient and understanding helping us buy our first...
    read more
    Reply from Owner
    January 12th, 2023 12:00 AM
    Thank you for the kind words. It was truly a pleasure to work with you.
  • Zillow
    J
    Jbigs1825
    Woodstock, IL
    Posted on October 26th, 2022 12:00 AM
    Raquel was great in communication every step of the way and took the time to get to know the property as well as us. We're not looking to do any more buying/selling/moving anytime soon, but if we do, we'll look to Raquel first. If you need...
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    Reply from Owner
    October 26th, 2022 12:00 AM
    It was my pleasure working with you and your family. I am happy you are enjoying your new home.
  • Zillow
    L
    Linda M
    Poplar Grove, IL
    Posted on November 5th, 2020 12:00 AM
    We reached out to Raquel when we were looking at preapproval for a home loan. She was incredibly responsive with rapid turn around time. We stayed with her for our home loan and are happy we did.
    Reply from Owner
    September 14th, 2021 12:00 AM
    Thank you. It was my pleasure to work with you. I hope you are enjoying your home!
  • 71–80 of 80
    About
    Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan officer who specializes in residential loans. Raquel thrives when faced with a challenge that allows her to find creative financing solutions for her clients, no matter the level of complexity. With a passion for building and maintaining relationships and partnerships, Raquel always strives to provide an outstanding and positive customer experience by building and establishing a foundation of trust and satisfaction for each client.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Memberships
    • Horse society
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1862819
    Hobbies
    • horse back riding
    • swimming
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.