Raquel Koester
Mortgage Consultant | NMLS# 1862819
Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan of... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Raquel was very accommodating and patient with our many questions!
Reply from Raquel Koester
January 23rd, 2025 04:10 AM
I'm delighted to hear that you had a positive experience, Stephanie! Your kind words genuinely made my day. I always aim to be as accommodating and patient as possible, so it's fantastic to hear that it made a difference for you. Don't hesitate...
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Raquel was patient with buyers unfamiliar with all of the processes/steps necessary when purchasing a previously owned property, and was able to work with us around our inconvenient schedules this time of year.
Reply from Raquel Koester
January 23rd, 2025 02:40 AM
I'm so glad to hear you had a positive experience, Matthew. Patiently guiding clients through the process of buying a property, especially when they are not familiar with it, is something I take great pride in. Working around your schedule...
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My lender Raquel was well educated, helpful and answered all the questions I had. She went above and beyond for me and I appreciated that as a first time
home buyer.
Reply from Raquel Koester
January 18th, 2025 12:28 PM
Hello Emma, Thank you so much for your 5-star review! I'm thrilled to hear that you had such a positive experience with your first home purchase. It was my pleasure to assist you and answer any questions you had. At Home State Bank, we always...
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Very attentive. I know this loan was a difficult one and I appreciate the work you did. Thank you
Reply from Raquel Koester
October 16th, 2024 04:44 PM
I'm thrilled to hear your positive feedback, Jona! Navigating through complex loans can indeed be challenging, but it makes it all worthwhile when I know it has made a difference. Your satisfaction is my top priority and I'm happy that my efforts...
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Quick correspondence, answered all of my questions every time
Reply from Raquel Koester
October 16th, 2024 04:45 PM
I'm thrilled to hear that you had a positive experience, Kyle! Your feedback really means a lot to me. I'm glad I could help answer your questions and maintain quick correspondence throughout. Continually improving our customer service is a...
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Raquel went above and beyond for us, I can't thank and recommend her enough
Reply from Raquel Koester
September 20th, 2024 11:52 AM
I appreciate your kind words, Jason. It was truly a pleasure to assist you and going above and beyond for my clients is what I aim to do. Your recommendation means a lot to me. Thanks for taking the time to share your experience and for giving...
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Raquel was helpful through the entire process. She made me confident that I was going with the right lending choice and took the time to explain each step of the process with me.
Reply from Raquel Koester
September 20th, 2024 11:51 AM
Thank you so much for your kind words, Katie. Your feedback means a lot to me. I'm thrilled to hear that you felt confident with your lending choice and that I could make the process easier for you. I'm here if you need anything else in the...
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Raquel helped make this transaction as smooth and easy as possible for us. Explaining things to us. She was a pleasure to work us and always upbeat and cheerful.
Reply from Raquel Koester
September 17th, 2024 08:57 PM
Thank you so much for your kind words, Brigitte. I'm really glad to hear you had a great experience and found the process smooth and easy. It was truly a pleasure to assist you. Your positive feedback means a lot to me and Home State Bank....
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Raquel was an absolute pleasure to work with. We got a record closing done in a very short amount of time. We can't thank her enough!
Reply from Raquel Koester
August 14th, 2024 01:04 PM
I'm absolutely thrilled to hear such positive feedback, Tyler. It's always a wonderful experience working with clients like you, and I'm glad that I was able to help you achieve a record closing time. Your satisfaction is of utmost importance...
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Able to close in 2.5 weeks
Reply from Raquel Hanson
August 2nd, 2024 07:05 PM
I'm thrilled to hear about your positive experience, Karleea! It was a pleasure assisting you with your closing process and I'm glad we could make it happen in a timely manner. Always here to guide and support you at Home State Bank. Don't...
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About
Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan officer who specializes in residential loans. Raquel thrives when faced with a challenge that allows her to find creative financing solutions for her clients, no matter the level of complexity. With a passion for building and maintaining relationships and partnerships, Raquel always strives to provide an outstanding and positive customer experience by building and establishing a foundation of trust and satisfaction for each client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Memberships
- Horse society
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1862819
Hobbies
- horse back riding
- swimming
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.