Raquel Koester
Mortgage Consultant | NMLS# 1862819
Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan of... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Very thorough service, kept in touch at every stage of the buying process.
Reply from Raquel Hanson
December 26th, 2023 08:47 PM
I appreciate your positive review, Leonardo! It's rewarding to hear that you found our service at Home State Bank very thorough and appreciated the regular updates throughout the buying process. We strive to make every customer's experience...
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The home buying process would have been overwhelming were it not for the expertise and support of all parties that helped me through it. Raquel provided timely reminders for any documents that needed my attention and was very responsive to...
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Reply from Raquel Hanson
October 14th, 2023 12:54 PM
I am thrilled to hear that you had a positive experience with the home buying process, Zachary. It was truly my pleasure to assist you and address all of your questions timely. Your feedback brings a smile to my face and reminds me of why I...
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Raquel made the entire home buyer experience super easy! She answered my many questions and always answered the phone when I called.
Reply from Raquel Hanson
October 3rd, 2023 11:56 AM
Thank you so much for your kind words and excellent rating, Jessica. I'm delighted to know that your home buying experience was smooth and hassle-free. I make it a point to be available for my clients and your feedback reinforces this commitment....
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Raquel was extremely helpful in explaining everything to me. Her response time to my inquiries was quick and thorough. She was always upbeat and pleasant to work with.
Reply from Raquel Hanson
October 3rd, 2023 11:57 AM
Thank you, Sabrina, for the glowing review! I'm thrilled to hear that you had such a positive experience with me at Home State Bank. It was my pleasure to assist you, and your feedback is highly appreciated. Your satisfaction is my top priority,...
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Raquel' s proactive approach. She was great to work with.
Reply from Raquel Hanson
October 3rd, 2023 11:58 AM
I'm delighted to hear that you appreciated my proactive approach, Ronald. Ensuring my customers have a positive experience is always my top priority at Home State Bank. Thank you for taking the time to write this review and for giving me a...
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She was great at communicating with us and she was very helpful and personal.
Reply from Raquel Hanson
September 4th, 2023 01:38 PM
Thank you so much for your kind words, Michiko. I'm thrilled to hear that you found our communication and my assistance to be helpful. At Home State Bank, we strive to provide the best personal service to our customers. Your positive feedback...
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Raquel went above and beyond to help me go through the hoops I needed to get pre-approved for a home!
Reply from Raquel Hanson
September 4th, 2023 01:37 PM
I'm overjoyed to hear about your positive experience, Aideen! It was my pleasure to guide you through the pre-approval process. Your satisfaction is my top priority, and I'm thrilled that I was able to exceed your expectations. Thank you for...
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Raquel was friendly, helpful, and on top of things.
Reply from Raquel Hanson
September 4th, 2023 01:36 PM
Thank you, Daniel, for your generous review. I'm thrilled to know that you found my service helpful. At Home State Bank, we always strive to be friendly, proactive and most importantly, attentive to our customer's needs. I'm glad I could live...
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Outstanding Service!
Reply from Raquel Hanson
September 4th, 2023 01:35 PM
I'm absolutely thrilled to hear that you had an outstanding experience with me at Home State Bank, Tristan. Your 5-star rating means the world to me! I look forward to continued opportunities to provide you with exceptional service. Thank you...
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Raquel went above and beyond answering questions. Making sure deadlines were met in a timely fashion and fast tracking our loan applicaiton.
Reply from Raquel Hanson
August 18th, 2023 04:34 PM
Thank you for the kind words. It was my pleasure to work with you.
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About
Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan officer who specializes in residential loans. Raquel thrives when faced with a challenge that allows her to find creative financing solutions for her clients, no matter the level of complexity. With a passion for building and maintaining relationships and partnerships, Raquel always strives to provide an outstanding and positive customer experience by building and establishing a foundation of trust and satisfaction for each client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Memberships
- Horse society
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1862819
Hobbies
- horse back riding
- swimming
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.