Crystal Lake - 611 Main St, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
It was a easy smooth process
Reply from Raquel Koester
October 23rd, 2026 02:23 AM
I'm glad to hear that the process was easy and smooth, Brian. At Home State Bank, I strive to ensure a seamless experience for everyone I work with. Thank you for sharing your feedback!
We had many changes to our loan application along the way and Brad was helpful and patient.
He answered all my questions even the questions I didn't know I had yet .
Raquel was amazing every step of the way! She made sure that we felt comfortable as first time home buyers and set us up for success! We love our new home and couldn't have done it without her.
Reply from Raquel Koester
October 23rd, 2026 02:23 AM
Paris, I'm so glad to hear that you felt comfortable throughout the home buying process with me at Home State Bank. It's wonderful to know that you're enjoying your new home, and I'm grateful for your kind words.
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Reply from Raquel Koester
September 25th, 2026 12:06 PM
Michael, thank you for your positive feedback. I'm glad to have been part of your experience with Home State Bank. If there's anything more you'd like to share, please feel free to reach out to me directly.
Brad was extremely helpful through my first time home purchase. He was communicative, proactive and made the process seamless. Thank you!
Reply from Bradley Harding
October 26th, 2026 07:31 PM
Abby, I'm glad to know that I could assist you effectively during your first home purchase. It's wonderful to hear that the process felt seamless and communicative. Thank you for choosing Home State Bank.
As a first time homebuyer, Brad made me feel very comfortable and informed throughout the entire process. Was a great experience overall!
Reply from Bradley Harding
October 19th, 2026 05:36 PM
Clayton, I'm happy to hear that you felt comfortable and informed as a first-time homebuyer. It's great to know that your experience with Home State Bank was positive overall.
Brad was super helpful in helping me understand and helping me get setup with a mortgage can afford and have plans for future financing also
Reply from Bradley Harding
October 12th, 2026 01:14 PM
Michael, I'm glad to hear that I could help you understand the mortgage process and set up a plan that's affordable for you. At Home State Bank, we're always here to support your future financing needs.
Communication was very good including the loan processor Janelle. It was difficult dealing with one of my creditors that was the only glitch and it wasn't the bank's fault
Reply from Bradley Harding
October 5th, 2026 01:49 PM
John, I'm pleased to hear that you found the communication with both Janelle and me to be very good. I understand that dealing with your creditor was challenging, and I appreciate your understanding that it wasn't related to Home State Bank....
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Raquel was able to move quickly to help us secure a mortgage for our vacation home. She was also extremely helpful and knowledgeable with the process and adapted to changes quickly.
Reply from Raquel Koester
September 2nd, 2026 03:09 PM
Jeffery, I'm glad I could assist you in securing a mortgage for your vacation home quickly. Your feedback on my helpfulness and adaptability during the process is greatly appreciated. Thank you for sharing your experience!
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.