Home State Bank, Crystal Lake, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
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closed
Sun
closed
Mon
9 AM to 5 PM
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Reviews from Web
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We had time and date constraints which also involved our son's name on the title. I thought it would be difficult to align 3 different schedules but Nancy coordinated everything seemlessly.
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Nancy's experience in the business really showed through during the entire process. She is very good at explaining what we needed to complete and the items she needed in a timely manner. Very likable , I have worked with Nancy before with clients...
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Crystal Lake- 40 Grant St
Home State Bank is a fantastic lender. I have been using them personally and referring them to clients in my real estate practice for over 40 years. I recommend them as my premier lender to all of my clients.
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Kyle made things easy for us, which is important in this process.
Reply from Kyle Hauke
September 8th, 2026 08:01 PM
I appreciate your kind words, Christopher. I'm glad to hear that I was able to make the process easier for you.
I can't think of anything at this time
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McHenry North
McHenry North has received a review with 5 star rating from James H
Communication was very good including the loan processor Janelle. It was difficult dealing with one of my creditors that was the only glitch and it wasn't the bank's fault
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Crystal Lake- 40 Grant St
Very good and prompt communication. My situation was complicated and they were accommodating.
Stewart was very responsive throughout this process and did a great job explaining anything that was unclear and answering out questions
Reply from Stewart Hoyer
September 3rd, 2026 12:55 PM
Thank you so much for the great review! It means a lot to me that you were happy with how things went throughout the process. I am so excited for you both! If I can ever help in any way, please reach out. thank you again
Raquel was able to move quickly to help us secure a mortgage for our vacation home. She was also extremely helpful and knowledgeable with the process and adapted to changes quickly.
Reply from Raquel Koester
September 2nd, 2026 03:09 PM
Jeffery, I'm glad I could assist you in securing a mortgage for your vacation home quickly. Your feedback on my helpfulness and adaptability during the process is greatly appreciated. Thank you for sharing your experience!
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.