Raquel is a genius! There were problems with the sellers family and she remained positive and calm. She had answers for every question that I had. I think she should be cloned.I will refer her to all my friends that need a mortgage. She really...

Reply from Raquel Koester

May 11th, 2026 03:43 PM

Margaret, I'm pleased that I could assist you through the challenges with the seller's family while maintaining a positive and calm approach. It's appreciated to know that you feel confident in referring me to your friends for their mortgage...

Kyle was incredibly knowledgeable iand communicative during the entire loan process. Kyle showed that he is a subject matter expert and helped make an incredibly stressful process feel easy.

Reply from Kyle Geisser

May 11th, 2026 04:00 AM

David, I appreciate your kind words and am glad I could help make the loan process easier for you. It's important to me to provide clear communication and expertise to alleviate any stress. If you have any further questions or need assistance,...

Woodstock has received a review with 5 star rating from Carlos O

Stewart was very easy to connect with and flexible for my crazy schedule. Answered any questions I had during my first time home buying. He was very pleasant to work with!

Kyle was super helpful and communicative during the whole process. We hit quite a few bumps in the road along the way and Kyle was just very awesome throughout the whole thing.

The overall process and closing was quick and efficient - all documents were signed and all of our questions were answered within 20 minutes; no surprises. Appreciated!!!

Thank you for helping all the way.

Reply from Randy Pynenberg

May 7th, 2026 01:08 AM

Cha it was my pleasure!

Kyle did a great job of helping us clear the hurdles in our way to get financing for our new home.

As a long time customer of Home State Bank I have experienced a few different people in my financial needs. Nancy is once again a another of those experiences. She makes her self available and personable for the customers needs. I would recommend...

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About

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.

Our Region

Appleton

Crystal Lake - 611 Main St

Crystal Lake- 40 Grant St

Lake in the Hills

McHenry North

McHenry South

Waterford

Woodstock

Mark Deresinski

Time Zone

Pacific Standard Time (PST)

Disclaimer

HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.

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