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Raquel Koester - Mortgage Consultant | NMLS# 1862819 in Crystal Lake, IL

Raquel Koester

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Mortgage Consultant | NMLS# 1862819

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Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan of... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Angelo A
    Harvard, IL
    Posted on July 31st, 2024 04:42 PM
    Raquel did a great job, helping me with the process of getting my dream home. She was really professional and had lot ot knowledge. Thank you.
    Reply from Raquel Hanson
    July 31st, 2024 07:04 PM
    I'm so glad to hear that you had a positive experience with the home buying process, Angelo. It was my pleasure to assist you in making your dream home a reality. Your feedback means a lot to me and to Home State Bank. Thank you for taking...
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    Norell K
    Island Lake, IL
    Posted on May 6th, 2024 12:31 PM
    Fast and friendly
    Reply from Raquel Hanson
    July 31st, 2024 07:05 PM
    I'm delighted to hear that you found my service fast and friendly, Norell. Your satisfaction is my top priority at Home State Bank. I truly appreciate your 5-star review. Please feel free to reach out if you need anything in the future.
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    James B
    Posted on April 5th, 2024 12:23 PM
    I had the privilege of working with Raquel as my personal mortgage banker, and I cannot emphasize enough how exceptional her service was. From the moment we began our journey to homeownership, she demonstrated unwavering dedication, honesty,...
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    Reply from Owner
    July 31st, 2024 07:06 PM
    I'm thrilled to hear about your positive experience, James. It was a privilege for me as well to guide you through your journey to homeownership. I always strive to provide exceptional service, and I'm glad to hear that my dedication and honesty...
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    Andrea L J
    Wonder Lake, IL
    Posted on April 4th, 2024 11:57 AM
    Over and beyond dedication, honest pleasant
    Reply from Raquel Hanson
    July 31st, 2024 07:06 PM
    I'm thrilled to hear that you had such a positive experience with me at Home State Bank, Andrea. Your kind words mean a lot to me. I pride myself on being honest and dedicated to providing the best service possible. Hearing that reflected in...
    read more
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    Michael N
    Island Lake, IL
    Posted on March 25th, 2024 02:19 PM
    Raquel was excellent. She also answered any questions I had, responded quickly and made sure everything was in order. Because of her I'm in a beautiful home 😁
    Reply from Raquel Hanson
    March 25th, 2024 03:52 PM
    Thank you so much for the kind words, Michael! I'm thrilled to hear that you had such a positive experience and that I could assist you in finding your beautiful home. It was a pleasure working with you. Here at Home State Bank, we're always...
    read more
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    Chantel E
    Lake In The Hills, IL
    Posted on March 12th, 2024 01:57 PM
    Raquel was always there for me when I had a question. She provided us with support and advice during our home buying process. We could not have done it without her!
    Reply from Raquel Hanson
    March 12th, 2024 02:28 PM
    I appreciate your kind words, Chantel. I'm so pleased to hear that you felt supported during your home buying process. It was truly a pleasure to assist you. Knowing that I made a positive impact on such a significant decision in your life...
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    Casey S
    Wonder Lake, IL
    Posted on January 22nd, 2024 05:59 AM
    She was very easy to work with. I appreciate all the behind the scenes work.
    Reply from Raquel Hanson
    January 22nd, 2024 07:09 AM
    Thank you so much, Casey, for your positive review and the high rating. I'm thrilled to know that you found our process easy and appreciated our efforts. At Home State Bank, we strive for excellence and your feedback helps us to ensure we meet...
    read more
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    Shannon M D
    Woodstock, IL
    Posted on January 3rd, 2024 07:20 PM
    Raquel was very on top of my situation and how quickly I needed her assistance. She would call me as soon as she sent important documents through email just to make sure my closing was on time. I would definitely recommend her to anyone in...
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    Reply from Raquel Hanson
    January 22nd, 2024 07:10 AM
    I'm absolutely thrilled to hear about your positive experience, Shannon! Your kind words and high rating mean so much to me. I always strive to deliver the best possible service and I'm glad I was able to assist with your mortgage needs in...
    read more
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    Dawid S S
    Lombard, IL
    Posted on December 26th, 2023 12:59 PM
    The entire process was simplified. Just an amazing experience overall!
    Reply from Raquel Hanson
    December 26th, 2023 08:48 PM
    Thank you so much for your kind words, Dawid. I'm thrilled to hear that you had an amazing experience with us at Home State Bank. Simplifying the process for our customers is always our top priority, and I'm glad we were able to make this a...
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    Alexandra G
    Ingleside, IL
    Posted on November 19th, 2023 08:11 PM
    Raquel was super informative and throughly explained the process for a first time home buyer like myself. Overall great communication and pleasant to work with.
    Reply from Raquel Hanson
    December 26th, 2023 08:47 PM
    I'm delighted to hear that you found our collaboration beneficial, Alexandra. It was an absolute pleasure assisting you through your first home buying process. At Home State Bank, our top priority is ensuring our customers understand each step...
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    About
    Raquel is a seasoned professional with an extensive background in finance ranging from personal loans, credit unions, working directly for a bank to now having over 10 years of experience as a mortgage lender. She serves as a senior loan officer who specializes in residential loans. Raquel thrives when faced with a challenge that allows her to find creative financing solutions for her clients, no matter the level of complexity. With a passion for building and maintaining relationships and partnerships, Raquel always strives to provide an outstanding and positive customer experience by building and establishing a foundation of trust and satisfaction for each client.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Memberships
    • Horse society
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1862819
    Hobbies
    • horse back riding
    • swimming
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.