
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Update 09/25 Ron is amazing. He is always available, calm, present and has all the information you need. He is quick and dedicated to getting the right loan for you every time.
Working with Ron Ruzicka was a breeze!
Reply from Owner
October 4th, 2025 12:00 AM
Thank you for the wonderful update, Laura! We’re so glad to hear that Ron’s dedication and guidance made the process smooth and stress-free. We appreciate your trust and kind words!
Pleasantness and knowledge extended to us from Matt
Reply from Matt & Betsy Maassen
September 28th, 2025 05:56 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
West Clay has received a review with 5 star rating from Kathy C
Reply from Owner
October 4th, 2025 12:00 AM
Kathy, thank you for the wonderful rating!
too must electric info for an old goat like myself
Reply from Gerry Phillips
September 22nd, 2025 03:09 PM
Yes, the online age has taken over our industry for sure!
I look forward to putting together several Open Houses to get your existing condo at Cedar Glen SOLD! How about we start with a 2-5pm one this coming Saturday, 9/27/2025?
To put it simply, Chris. He was very patient with us, and always answered all of the questions we had. Which was a lot considering we were first time home buyers.
Reply from Chris Stecher
September 24th, 2025 04:11 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Mindy was very thorough, responsive and helpful working through the process quickly and efficiently. Excellent service! 10/10!
Reply from Mindy Primm
September 22nd, 2025 04:29 PM
Thank you so much Ashley! It was my pleasure working with you and Justin. Thank you for adding me to your team!!
Very responsive, professional and fast!
Reply from Steve Carrico
September 23rd, 2025 06:01 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
This is Robert writing this:We had to jump through a lot of hoops just to borrow on our equity, even though we both have excellent credit ratings and have made all our payments on time.Had to look up lots of paperwork, then download it to the...
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Reply from Matt & Betsy Maassen
September 22nd, 2025 09:49 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
Mindy made the whole process from start to finish so seamless and her communication was fantastic.
Reply from Mindy Primm
September 17th, 2025 05:18 PM
Thank you so much Zack! It was my pleasure working with you and Tori to find the perfect home for you. Wishing you all the best!
Rick communicated clearly and was very responsive throughout the process. I would recommend Rick to anyone!
Reply from Rick Whisman
September 16th, 2025 07:49 PM
Jaden, so great working with you and the rest of your family. Thanks so much for your input!
811–820 of 4926
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”