
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Ron made the loan process so easy! He helped us through every step, and was always available. Ron is very knowledgeable and professional. Our loan process could not have been easier!
Reply from Ron Ruzicka
September 28th, 2025 02:46 PM
Thanks for the kind words. Please contact me anytime if you have questions.
West Clay has received a review with 5 star rating from Keely M
Reply from Owner
October 4th, 2025 12:00 AM
Keely, your 5 stars mean a lot to us—thank you!
Mindy was very helpful from start to the end. She answered all my questions. I was very grateful for all her help.
Reply from Mindy Primm
September 29th, 2025 08:12 PM
It was my pleasure working with you. Thank you for the opportunity!
From the application to closing Melissa made the buying process very easy. I'm a first time home buyer and She made sure I understood everything I was doing and answered all my questions. I will use Melissa again in the future and I would recommend...
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Reply from Melissa Maxwell
October 1st, 2025 06:24 PM
Thanks for the great feedback. I hope you enjoy your new home!
Friendly and
Reply from Gerry Phillips
September 26th, 2025 06:08 PM
Thanks for the review, Macy. I really enjoyed working with you & Russell. I'm bummed not to have been able to meet you face-to-face.... maybe some day!
From the application to closing Melissa made the buying process very easy. I'm a first time home buyer and She made sure I understood everything I was doing and answered all my questions. I will use Melissa again in the future and I would recommend...
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Reply from Owner
October 7th, 2025 12:00 AM
Thank you, Joe! We’re thrilled to hear Melissa made your first homebuying experience easy and informative. We appreciate your recommendation and look forward to helping you again in the future. Congratulations on your new home!
The communication wirh Rick was great, always ready to answer any questions I had. For a first time home buyer, the overall experience was great.
Reply from Rick Whisman
September 25th, 2025 04:03 PM
Diwakar, thanks so much for the feedback on your first mortgage experience!
You all were amazing to work with. Thank you. Very understanding and professional!
Reply from Matt & Betsy Maassen
September 29th, 2025 04:47 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Ron is amazing. He is always available, calm, present and has all the information you need. He is quick and dedicated to getting the right loan for you every time.
Reply from Ron Ruzicka
September 29th, 2025 03:27 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
West Clay has received a review with 5 star rating from Jessi M
Reply from Owner
October 4th, 2025 12:00 AM
Jessi, we’re grateful for your 5-star rating! Thanks for choosing us to help you with your home loan.
801–810 of 4926
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”