St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris makes you feel like you are his only customer. He only asks for things when he needs them and answers all questions promptly
Reply from Chris Lee
May 3rd, 2026 09:44 PM
Thanks for the nice words Kristin. You're the best! So glad you are finally living out in the country!
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Communication was prompt. Robert was very helpful
Reply from Robert Hill
May 6th, 2026 05:02 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
Just everything from the start of the process to the finish.
Reply from Steve Carrico
May 6th, 2026 02:10 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
lol I do wish you would've been able to be there at closing
Reply from Steve Carrico
May 6th, 2026 01:05 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Rick Is very helpful and vary fast to respond to any questions or concerns I really like about Rick
Reply from Rick Whisman
May 1st, 2026 02:38 PM
Luke, thanks so much for your follow up and feedback!
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Chesterfield
Chris does a great job! You feel like his only customer.
Reply from Owner
June 1st, 2026 12:00 AM
Thank you, Kristin! We’re so glad to hear Chris made you feel like a top priority—that’s exactly the experience we strive to provide. We appreciate you taking the time to share your feedback!
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Lake of the Ozarks
Gerry with a G is AMAZING!!, he was quick to respond to any form of communication, SUPER NICE, VERY Knowledable and friendly and just an all around great man to work with, my wife and I really enjoyed the experience and appreciate Gerry's hard...
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Reply from Owner
June 1st, 2026 12:00 AM
Rick, thank you so much for the kind words! We’re thrilled to hear that you and your wife had such a great experience working with Gerry. We appreciate your recommendation and are grateful you chose us for your home loan!
Gerry with a G is AMAZING!!, he was quick to respond to any form of communication, SUPER NICE, VERY Knowledable and friendly and just and all around great man to work with, my wife and I really enjoyed the experience and appreciate Gerry's...
read more
Reply from Gerry Phillips
April 29th, 2026 03:28 PM
Wow, Rick... thanks SO much for a super exceptional review. You know how I feel about you and Traci... simply magnificent!! I wish the best for you on your home's renovations and look forward to seeing it when you get them completed!
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Chesterfield
Had an excellent experience with Ron Ruzicka at First State Bank of St. Charles. We did a home refinance and Ron was very helpful in helping us get it done. Highly recommend him.
Reply from Owner
May 1st, 2026 12:00 AM
Thank you, John, for the great review! We’re glad to hear you had an excellent refinance experience with Ron. We appreciate your recommendation and the opportunity to assist you!
The personalized service and quick responses. Professional, passionate and polished!
Reply from Matt & Betsy Maassen
May 4th, 2026 04:26 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
301–310 of 4922
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”