St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Mindy is always extremely attentive and helps wherever she can. The only experience that made things a little rough was the need to communicate with equifax about a situation that shouldn't have been an issue. Mindy was able to navigate that...
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Reply from Mindy Primm
April 27th, 2026 04:50 PM
It is always a pleasure working with you Matt. Thank you for your loyalty and the opportunity to assist you with the next chapter of your journey. All the best!
Great, good,
Reply from Gerry Phillips
April 26th, 2026 07:47 PM
Congrats on your new home, Joe... I wish you the best and always feel free to reach out to me, if you feel I can help!
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Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Joe B
Reply from Owner
May 1st, 2026 12:00 AM
Joe, your 5-star review means a lot to us—thank you!
Engaging, responsive, polite and thughtful in approach - a wonderful experience - thank you!
Reply from Jeff Fetterhoff
April 27th, 2026 04:54 PM
Thank you, Sandy. It was absolutely our pleasure and simply wonderful to have the opportunity to work with you! Enjoy the new home!
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Ron was wonderful. He explained every thing clearly and was always available when we had questions. We had a great experience.
Reply from Ron Ruzicka
April 29th, 2026 03:18 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Rick is wonderful. He comes up with viable solutions of the problems and give us great advise everytime we contacted him. This is the fith time we used his services. That itself shows our confidence on him.
Reply from Rick Whisman
April 29th, 2026 02:22 PM
I really appreciate the feedback and look forward to working with you again.
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Ron was extremely helpful with our refinancing and answered all of our questions quickly and accurately. He was always available at anytime day or night. i would definitely recommend Ron to anyone looking to finance a home purchase.
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Reply from Ron Ruzicka
April 29th, 2026 01:17 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
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Chesterfield
Rick was helpful through out the process and the whole thing was quick and swift. Thank you Rick. We have used him 5 times so far since 2020. That shows our confidence on him.
Reply from Owner
October 1st, 2023 12:00 AM
Thank you, Shalini, for sharing your review. We appreciate the five stars!
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Chesterfield
Chesterfield has received a review with 5 star rating from Mary E
Reply from Owner
May 1st, 2026 12:00 AM
Mary Ellen, your 5-star review means a lot to us—thank you!
Working with me overseas
Reply from Jeff Fetterhoff
April 28th, 2026 02:22 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”