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St. Louis in Saint Charles, MO

St. Louis, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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5 Star
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Reviews from Web
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    Dianne M
    Bridgeton, MO
    Posted on May 24th, 2026 01:37 PM
    Rick answered my question, informed me what I needed to bring to the office to start the process and kept me informed throughout the process of what was happenin.
    Reply from Rick Whisman
    May 26th, 2026 03:52 PM
    Dianne, it is always a pleasure to help you. I appreciate your feedback.
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    Emily P
    OLIVETTE, MO
    Posted on May 22nd, 2026 02:03 PM
    Always taking our calls and guiding us correctly Thank you!
    Reply from Ron Ruzicka
    May 22nd, 2026 02:10 PM
    Emily, Thanks for the kind words. Please call me anytime if you have questions.
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    Chesterfield
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    Jennifer H
    Posted on May 22nd, 2026 12:00 AM
    Efficient, Quick, thoughtful and efficient. We were under the gun on timing and they bent over backwards to make it happen. Kept us up to date on progress too.
    Reply from Owner
    October 30th, 2025 12:00 AM
    Thank you, Jennifer! We’re so glad our team could help make everything happen smoothly and on time. We truly appreciate your kind words and the opportunity to work with you!
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    Michael H
    DARDENNE PRAIRIE, MO
    Posted on May 21st, 2026 05:17 PM
    Jeff and his team are professionally friendly. They respond to inquiries quickly. They provide step by step updates regarding their process. My wife and I felt completely satisfied that our concerns were being well handled through out the entire...
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    Reply from Jeff Fetterhoff
    May 21st, 2026 05:22 PM
    It was truly our pleasure, Mike. You and Jennifer are absolutely wonderful to work with. Thank you for trusting us to get it done for you!
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    Jennifer H
    DARDENNE PRAIRIE, MO
    Posted on May 21st, 2026 03:15 PM
    We were under a time crunch and Jeff bent over backwards make sure oir our loan approval was timely . I highly recommend!!
    Reply from Jeff Fetterhoff
    May 21st, 2026 05:23 PM
    Thank you very much, Jennifer. You and Mike always make it easy!!
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    Chesterfield
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    Michael H
    Posted on May 21st, 2026 12:00 AM
    I had an opportunity for my wife and I to build a Villa with a builder that only had four lots left. We needed cash within a short period of time, for a short period of time. We went to another large regional bank we had been customers of for...
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    Reply from Owner
    October 30th, 2025 12:00 AM
    Thank you, Michael! We’re thrilled we could help you secure your HELOC quickly and make your new villa possible. We truly appreciate your trust, your recommendation, and the kind words about our team’s service!
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    John S
    MOUNT PROSPECT, IL
    Posted on May 19th, 2026 02:07 PM
    Russ was very informed and provided excellent and timely advice and communication throughout the entire process.
    Reply from Russ Bray
    May 25th, 2026 07:43 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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    Brian C
    WELDON SPRING, MO
    Posted on May 18th, 2026 05:59 PM
    Rick is always great to work with. Closing is efficient and the numbers were exactly what I was expecting.
    Reply from Rick Whisman
    May 18th, 2026 06:04 PM
    Brian, thanks so much for your continued business and kind words.
  • C
    Connor W
    SAINT CHARLES, MO
    Posted on May 18th, 2026 02:18 PM
    Melissa and Kyleigh were extremely helpful throughout the loan process and answered all the questions we had quickly and professionally. Especially being first time home buyers, their guidance was extremely appreciated and made us feel extremely...
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    Reply from Melissa Maxwell
    May 23rd, 2026 02:19 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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    Chesterfield
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    Connor W
    Posted on May 18th, 2026 12:00 AM
    Chesterfield has received a review with 5 star rating from Connor W
    Reply from Owner
    May 30th, 2026 12:00 AM
    Thanks so much, Connor! We’re grateful for your 5-star rating and are glad you chose First State Bank Mortgage.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”