
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Melissa was really easy to work with- she was quick with answers to questions and did a great job of explaining things to us.
Reply from Melissa Maxwell
August 12th, 2026 10:51 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Was always on top of everythin!
Reply from Gerry Phillips
August 8th, 2026 06:37 PM
Thanks, Jacob... for this being your 1st home purchase, you were amazing responsive and accurate in getting all the documentation cleared & processes covered timely. Nice job... and congratulations on your first home purchase! You deserve it......
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Melissa is incredible- very good with communication, explains things well, and very informative.
Reply from Owner
August 30th, 2026 12:00 AM
Thank you, Katelyn, for the five-star review! We’re so glad Melissa provided clear communication and helpful guidance throughout your experience. We truly appreciate your kind words!
We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
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We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
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Reply from Owner
August 30th, 2026 12:00 AM
Bruce, thank you for sharing your experience! We’re so glad Robert and Allie were able to step in, move things along quickly and help get you to the closing table on time. We truly appreciate your kind words about their dedication and service!...
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You are both very helpful and understanding in answering all my silly questions. It was helpful for Betsy to meet me to give paperwork so I wouldn't have to drive so far. Overall we enjoyed working with you and would recommend you to anyone...
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Reply from Matt & Betsy Maassen
August 10th, 2026 03:51 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jeff and the entire FSB team are top tier people to work with!
Reply from Jeff Fetterhoff
August 10th, 2026 03:29 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
I cannot say enough good things about my experience working with Melissa on my mortgage. She took the time to walk me through every step of the process, patiently answering all of my questions and making sure I understood exactly what was happening...
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Reply from Melissa Maxwell
August 10th, 2026 03:24 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Annette was fanastic to work with! The closing process was stressful due to delays from construction and subpar communication from the builder on a custom home. Annette worked with the realtor and builder to ensure a smooth closing. She kept...
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Reply from Annette Bealmear
August 10th, 2026 01:26 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
I cannot say enough good things about my experience working with Melissa Maxwell on my mortgage. From our very first conversation, it was clear I was in great hands. She took the time to walk me through every step of the process, patiently...
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Reply from Owner
August 30th, 2026 12:00 AM
Thank you, Dr. Slaven, for your thoughtful review! We’re so glad Melissa provided the guidance, communication and personalized service to make your mortgage experience smooth and successful. We truly appreciate your recommendation!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”