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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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0%
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Reviews from Web
  • for
    Mission Valley
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    Jacob S
    Posted on March 5th, 2026 12:00 AM
    Great experience, would recommend.
    Reply from Emerson Nogueira
    March 16th, 2026 08:50 PM
    I'm glad to hear that you had a positive experience, Jacob. Thank you for recommending my work. If there's anything else you need, feel free to reach out.
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    Mission Valley
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    Josie A
    Posted on March 5th, 2026 12:00 AM
    Great experience from start to finish!The entire team made the closing process on my home smooth, clear, and stress-free. Everyone involved truly did their part, and their professionalism, communication, and support throughout the journey did...
    read more
    Reply from Emerson Nogueira
    March 16th, 2026 01:40 PM
    Josie, I'm so pleased to hear that your experience was smooth and stress-free. It's wonderful to know that the team's dedication and professionalism left such a positive impression. I'm thrilled to have been part of helping you reach this significant...
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  • A
    Angela M S
    Rancho Mission Viejo, CA
    Posted on March 3rd, 2026 06:51 PM
    Ken is very knowledgable and was always ready to help. I have used Ken in previous refinancings and will gladly recommend him.
    Reply from Ken Kamins
    March 3rd, 2026 07:19 PM
    Thanks for your excellent review, Angela! And it's great to know that you will recommend me. If you need anything else in the future always feel free to reach out. Best, Ken
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    Cloe D M
    Carlsbad, CA
    Posted on March 3rd, 2026 04:27 PM
    Jason's experience, professionalism, quick responses and excellent communication skills.
    Reply from Jason Montoya
    March 11th, 2026 04:28 PM
    I'm grateful for your feedback, Cloe. It's fulfilling to know that my experience, professionalism, and communication skills have made a positive impact on your journey. I always aim to respond swiftly and effectively to ensure a seamless experience....
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  • for
    Mission Valley
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    Venus A
    Posted on March 3rd, 2026 12:00 AM
    I had the pleasure of working with Matthew Fleming as my loan officer for my newly purchased home, and I truly cannot recommend him highly enough. From start to finish, Matthew was attentive, responsive, and incredibly dedicated to making the...
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    Reply from Emerson Nogueira
    March 16th, 2026 02:37 PM
    Thank you, Venus, for sharing your positive experience. It's rewarding to hear that the support and dedication I strive to provide resonated with you during your home purchasing process. Your acknowledgment of my efforts, especially in maintaining...
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  • for
    Mission Valley
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    Valerie R
    Posted on March 3rd, 2026 12:00 AM
    Walt and his team went above and beyond to make our refinance happen. I would highly recommend them and their services to anyone who is looking to buy or refinance.
    Reply from Emerson Nogueira
    March 16th, 2026 06:03 PM
    Valerie, it's great to hear that you had such a positive experience with Walt and his team. I’m pleased they could assist you effectively with your refinance. If there's ever anything more I can do to help or if you have any questions in the...
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  • for
    Mission Valley
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    Jason R
    Posted on March 3rd, 2026 12:00 AM
    This was far and away the best loan process I've experienced. Walt made everything flow very seamless. We were updated on every aspect of where we were in the process. If you need a mortgage lender, or are looking to re-finance as we did, I...
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    Reply from Emerson Nogueira
    March 16th, 2026 07:58 PM
    It's fantastic to hear that your loan process went so smoothly, Jason. I'm pleased that Walt could provide such a seamless experience and keep you updated throughout. If you ever have more needs in the future or questions about refinancing,...
    read more
  • for
    Mission Valley
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    Steven S
    Posted on March 1st, 2026 12:00 AM
    Despite the continuous environment/market variables, the team had continued drive, determination, and persistence while maintaining active communication, in order to get everything completed! Amazing job team!
    Reply from Emerson Nogueira
    March 16th, 2026 07:40 PM
    I'm pleased to hear your positive feedback about the team's dedication and communication, Steven. Knowing that the efforts made a difference is motivating. If you have any more thoughts to share or ways I can assist you further, please feel...
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    Hassan A
    La Jolla, CA
    Posted on February 28th, 2026 07:17 PM
    He was always availble and on top of everything . Answered my questions patiently and accuratel .
    Reply from Jason Montoya
    March 9th, 2026 08:18 PM
    Thank you for sharing your experience, Hassan. I'm pleased to hear that you felt supported and received the answers you needed throughout the process. Being available and attentive to your questions is a priority for me. If there's anything...
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    Samantha P
    San Diego, CA
    Posted on February 28th, 2026 01:25 AM
    Straightforward and clear communication. Easy to use digital technology for forms/paperwork. Wonderful mobile notary.
    Reply from Carmody Team
    March 9th, 2026 04:43 PM
    Thank you for sharing your experience, Samantha. I'm pleased that you found the communication straightforward and appreciated the ease of our digital technology. It's also great to know that the mobile notary service met your needs. If there's...
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  • 501–510 of 7898
    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235