Jason Montoya
Loan Officer | NMLS # 234611
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac...... Show More
Location & Business Hours
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
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Reviews from Web
Jason was on top of eveything and kept me informed every step of the way. Thank you
Knowledge of lending process and ability to answer my plethora of questions
Reply from Jason Montoya
April 27th, 2026 07:40 PM
I'm pleased to hear that my knowledge of the lending process was helpful, Ty. Answering your questions thoroughly is always a priority for me. If there's anything else you need, please don't hesitate to reach out.
Jason is a great help in mortgage solutions!
Reply from Owner
April 14th, 2026 02:55 AM
Thank you so much! It was a pleasure being able to help you buy your 1st home!
Excellence service as always.
Reply from Jason Montoya
April 7th, 2026 07:55 PM
Thank you!
Synergy One Lending provided exceptional service throughout my mortgage process. Their staff was incredibly attentive and responsive, keeping me well-informed every step of the way. Whenever we had questions or needed to discuss details over...
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Reply from Owner
April 7th, 2026 04:55 AM
Thank you for that glowing review Peggy! I'm so happy you were so pleased with our help.
Jason's experience, professionalism, quick responses and excellent communication skills.
Reply from Jason Montoya
March 11th, 2026 04:28 PM
I'm grateful for your feedback, Cloe. It's fulfilling to know that my experience, professionalism, and communication skills have made a positive impact on your journey. I always aim to respond swiftly and effectively to ensure a seamless experience....
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He was always availble and on top of everything . Answered my questions patiently and accuratel .
Reply from Jason Montoya
March 9th, 2026 08:18 PM
Thank you for sharing your experience, Hassan. I'm pleased to hear that you felt supported and received the answers you needed throughout the process. Being available and attentive to your questions is a priority for me. If there's anything...
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Jason has almost become like part of the family. He is the most reliable, responsive, and overall friendly person Ive I’ve had the pleasure working with. All things home that seem intimidating have been manageable with Jason. He is always excellent...
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Reply from Owner
January 9th, 2026 10:06 AM
Thank you so much for those kind words! So happy to have been able to help! 🥰
Jason is a miracle worker, Unlike others, He makes the process seems easy and Fast.
Purchasing at home with Jason was a wonderful experience. Thank you
Reply from Owner
January 9th, 2026 10:06 AM
Thank you so much for your kind words! It was a pleasure being able to assist you again!
Incredible attention to detail. Super friendly and very knowledgeable. Expedited my loan and made my process very comfortable. Great job.
Reply from Owner
January 9th, 2026 10:06 AM
Thank you for your review Art! It was a pleasure working with you. 😃
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About
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
Specialities
No Appraisal, No Doc HELOCS, close in as little as 5 days
Renovation, Fix and Flip, DSCR Investor loans
Down Payment Assistance
Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
Conforming Fixed & Adjustable Rate
Search Rank ScoreLearn More →
308
/850
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Memberships
- University Club
- LGBTQ+ Real Estate Alliance
- Young Executive Society Emeritus
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Addresses and Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234611
Awards
Achievements
- 10 years with Finance of America
Hobbies
- Hiking
- Traveling
- Wine Tasting
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235