Jason Montoya
Loan Officer | NMLS # 234611
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication was great.
Reply from Jason Montoya
June 10th, 2026 08:18 PM
Maureen, I'm glad to hear that you found the communication great. If there's anything else I can help with, please feel free to let me know.
We have worked with Jason on multiple occasions. Jason always guides us through the process with amazing communication at every step.
Reply from Jason Montoya
June 10th, 2026 08:17 PM
Bradley, I appreciate your kind words and the trust you've placed in me over multiple occasions. I'm happy to hear that my communication has been helpful throughout the process. If there's anything more you need, please don't hesitate to reach...
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This is the 3rd time we have used Jason! He is excellent throughout the whole loan process with little to no stress.
Reply from Jason Montoya
June 8th, 2026 03:28 PM
Thank you, Kelly, for choosing to work with me for the third time. I'm pleased to know that the loan process was smooth and stress-free for you. If there's anything more I can assist you with, please feel free to reach out.
Jason was very communicative and responsive. He was always quick to answer questions, explain things and made this experience quick and easy!
Reply from Jason Montoya
June 5th, 2026 04:31 PM
I'm glad to hear that you found the experience quick and easy, Emily. Effective communication and responsiveness are important to me, so it's wonderful that they contributed positively to your experience. If you have any more questions or need...
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He did what he said he was going to do. Got it done!
"Jason Montoya is a pro’s pro. As the listing agent for a recent sale, I appreciated his constant updates and ability to close ahead of schedule. He is responsive, knowledgeable, and a true partner in the transaction. Five stars for Jason and...
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Reply from Owner
May 22nd, 2026 04:12 PM
Thank you Michael! It was great working with you as well 😀
Jason was on top of eveything and kept me informed every step of the way. Thank you
Knowledge of lending process and ability to answer my plethora of questions
Reply from Jason Montoya
April 27th, 2026 07:40 PM
I'm pleased to hear that my knowledge of the lending process was helpful, Ty. Answering your questions thoroughly is always a priority for me. If there's anything else you need, please don't hesitate to reach out.
Jason is a great help in mortgage solutions!
Reply from Owner
April 14th, 2026 02:55 AM
Thank you so much! It was a pleasure being able to help you buy your 1st home!
Excellence service as always.
Reply from Jason Montoya
April 7th, 2026 07:55 PM
Thank you!
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About
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
No Appraisal, No Doc HELOCS, close in as little as 5 days
Renovation, Fix and Flip, DSCR Investor loans
Down Payment Assistance
Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
Conforming Fixed & Adjustable Rate
Search Rank ScoreLearn More →
324
/850
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Memberships
- University Club
- LGBTQ+ Real Estate Alliance
- Young Executive Society Emeritus
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Addresses and Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234611
Awards
Achievements
- 10 years with Finance of America
Hobbies
- Hiking
- Traveling
- Wine Tasting
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235