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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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Reviews from Web
  • R
    Rocio V
    San Diego, CA
    Posted on February 27th, 2026 11:26 PM
    Transaction went smooth and quick.
    Reply from Matthew Shaver
    March 2nd, 2026 12:35 AM
    Thanks Rocio! I look forward to doing more business with you in the future..
  • L
    Lucas T
    San Diego, CA
    Posted on February 27th, 2026 04:59 PM
    Matt shared excellent, pointed advice for improving our credit scores early in the process and helped us navigate the process more confidently as first time home buyers.
    Reply from Matthew Shaver
    February 27th, 2026 10:31 PM
    Hey Lucas, I know that it was a whirlwind two-and-a-half-week escrow, but you and Laura were absolute Rockstars - and I am really excited for you. Thanks for trusting me with your first home purchase.
  • N
    Nuno C
    San Diego, CA
    Posted on February 27th, 2026 04:59 AM
    Matt was great guiding us throughout the process, answering all our questions and making sure we were aware of what the next steps were the entire time.
    Reply from Matthew Shaver
    February 27th, 2026 10:32 PM
    Thanks Nuno! It's always a fun adventure working with you ;)
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    Mission Valley
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    Lucas T
    Posted on February 27th, 2026 12:00 AM
    My wife and I had a great experience working with Matthew Shaver and this lending team for our first house. They helped us navigate the process to close in just 17 days - helpful, insightful, and organized. Great team.
    Reply from Emerson Nogueira
    March 9th, 2026 05:07 PM
    I'm glad to hear, Lucas, that you and your wife had a positive experience with Matthew Shaver and the team during your home buying process. Closing in such a short timeframe is impressive, and it's wonderful to know they were helpful and organized....
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  • L
    Lauren C
    San Diego, CA
    Posted on February 26th, 2026 04:45 PM
    Matt is always phenomenal to work with! We really appreciate his expeditious responses and how knowledgeable he is on everything. He's been the best to work with!
    Reply from Matthew Shaver
    February 27th, 2026 12:41 AM
    Thank you for the glowing review Lauren! I am so happy that I was able to help you and Mason save some money on your monthly mortgage payment.
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    Mission Valley
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    Chris B
    Posted on February 26th, 2026 12:00 AM
    Jill and Cassie were very efficient and thorough making sure we were tailored with the right loan. Very pleasant experience.
    Reply from Emerson Nogueira
    March 9th, 2026 05:46 PM
    Chris, I appreciate hearing about your positive experience with Jill and Cassie. It's fantastic to know they were efficient in finding a loan that suited your needs. Thank you for sharing your feedback!
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    Mission Valley
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    Kyle C
    Posted on February 26th, 2026 12:00 AM
    Ross is outstanding at guiding every transaction from start to finish. His communication is consistent, clear, and proactive with all parties involved, ensuring a smooth closing every time. I highly recommend working with him!
    Reply from Emerson Nogueira
    March 9th, 2026 06:55 PM
    Thanks, Kyle, for your kind words. I'm pleased to know you valued the communication and guidance throughout the transactions. Your recommendation means a lot, and I appreciate the opportunity to assist you.
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    Mission Valley
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    Irma V
    Posted on February 26th, 2026 12:00 AM
    Smooth transition for first timers: fast, easy, & convenient!
    Reply from Emerson Nogueira
    March 9th, 2026 02:56 PM
    I appreciate your positive feedback, Irma. I'm pleased that the process was smooth and convenient for you. If there's anything else you'd like to share or inquire about, feel free to reach out.
  • P
    Pablo S
    EL CAJON, CA
    Posted on February 25th, 2026 07:07 PM
    Joel has been amazing!! I have been working with him for a couple years now and is always responsive and on top if work that needs to be addressed. My clients are always able to come to him with any questions of concerns they might have. Over...
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    Reply from Joel Berman
    March 5th, 2026 07:07 PM
    It's wonderful to hear such positive feedback, Pablo. I'm glad that my approach has made a difference for both you and your clients over the years. Ensuring a seamless experience is my priority, and I'm pleased to know that I’m meeting your...
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  • J
    Jake T
    UPLAND, CA
    Posted on February 25th, 2026 06:41 PM
    Great communication , available any time.
    Reply from Karrie Boyer
    March 5th, 2026 06:42 PM
    Jake, I appreciate your feedback on my communication and availability. It's important to me that you're able to reach out whenever needed. If there's anything else I can assist with, please feel free to get in touch.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235