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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Luis truly made our home-buying experience something special. From the very beginning, he made the entire process feel simple, comfortable, and much less stressful than we expected. Buying a home can be overwhelming, but Luis was always there...
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Reply from Emerson Nogueira
March 23rd, 2026 02:39 PM
Angela, it means a lot to know that I could make your home-buying experience more comfortable and positive. Buying a house is a significant step, and I'm glad I was able to support you throughout the journey. Helping you navigate the process...
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I’ve had the opportunity to work with Katherine Tichenor and her team at Synergy One Lending and they are always professional, friendly, and incredibly thorough. The team communicates consistently, keeps everyone on track, and approaches every...
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Reply from Emerson Nogueira
March 20th, 2026 03:39 PM
Marisa, I'm glad to hear such positive feedback about your experience working with Katherine and her team at Synergy One Lending. It sounds like their professionalism and dedication played a significant role in helping that family achieve homeownership....
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Sarah is very knowledgeable and was transparent and responsive through my entire process. I have considered other lenders in the past, but didn't experience this quality of customer service with them. As someone who has just left my last mortgage...
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Reply from Sarah Lindsey
March 9th, 2026 08:18 PM
Shena, I appreciate you sharing your experience. It's gratifying to hear that you found my approach transparent and responsive. My aim is always to provide the level of service and professionalism that assists you effectively throughout the...
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Working with Matt was an excellent experience. He and his team were professional, attentive, and extremely responsive throughout the entire process. They kept everything moving expeditiously while maintaining clear communication every step...
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Reply from Matthew Shaver
March 9th, 2026 06:33 PM
Wow, I am humbled and honored to receive such a glowing review! I am super happy that we were able to impress you - while saving you a ton of money with your refinance.
Great experience, great communication - prompt, clear, and friendly. Thanks to Chelsea and her team - Peyton and Marcie, we had everything ready to go comfortably before the deadlines, everything was clear and clean, the transaction went smoothly,...
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Reply from Emerson Nogueira
March 16th, 2026 06:40 PM
I'm genuinely pleased to hear about your positive experience, Anton. It was a pleasure working with you, and I'm glad that Chelsea and her team, including Peyton and Marcie, contributed to making the process smooth and clear. We always aim...
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communication
My refinance went smoothly and got a great rate! Jackie and her team were wonderful to work with. We have been working with Jackie over the years to buy and refinance multiple properties and she is always there for you when you have questions...
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Reply from Emerson Nogueira
March 16th, 2026 03:18 PM
I'm glad to hear that your refinance process went smoothly and you secured a great rate, Daniel. Jackie and her team truly value long-term relationships and strive to provide reliable support and guidance. It's rewarding to know that their...
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One big goal i had in life was to own a home by the time I was 40. Thanks to Larry and Lynn, they helped me reach that goal. They both were with me and my family every step of the way. They kept very good communication open with us. Made everything...
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Reply from Emerson Nogueira
March 16th, 2026 01:54 PM
Scott, it's truly heartwarming to read your words and see how you and your family have settled into your new home. Helping you achieve such an important life goal was incredibly rewarding for both Larry and Lynn. They were dedicated to supporting...
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Matt has helped myself with purchases and refinances over the years and has also helped friends/clients of mine and always does a great job
Reply from Matthew Shaver
March 6th, 2026 09:48 PM
Thanks Nick, it is always a pleasure working with you and your clients!
Great communication from the team, easy transaction start to finish, we appreciate the little extra gifts as an added bonus
Reply from Carmody Team
March 16th, 2026 05:09 PM
I'm glad to hear that you appreciated the communication and found the transaction smooth from start to finish, John. It's nice to know that the little extra gifts were a pleasant surprise. If there's anything else you need, feel free to reach...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235