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Wayne Spindler - Sr. Loan Advisor | NMLS# 1201212 in Columbia, MD

Wayne Spindler

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Sr. Loan Advisor | NMLS# 1201212

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
    T
    Tanya M R
    Alma, AR
    Posted on August 25th, 2026 01:53 PM
    Everything was smooth and quick
    Reply from Wayne Spindler
    September 1st, 2026 01:54 PM
    I'm happy to hear that everything went smoothly and efficiently, Tanya. Thank you for sharing your experience!
  • Encompass
    D
    Danny L E
    Alma, AR
    Posted on August 22nd, 2026 11:12 AM
    Excellent communication friendly people no beating around the bush got what I wanted and what they said I would get and I appreciate everything Wayne you were excellent
    Reply from Wayne Spindler
    August 31st, 2026 01:16 PM
    I'm grateful for your kind words, Danny. It's nice to know that my straightforward approach and communication met your expectations. Thank you for sharing your experience!
  • Encompass
    M
    MICHAEL T
    BIWABIK, MN
    Posted on May 30th, 2026 12:46 PM
    Wayne was a great asset to have during the refinance. He was very knowledgeable and provided great communication during the process. Wayne made this an excellent experience.
    Reply from Wayne Spindler
    June 8th, 2026 05:13 PM
    I'm pleased to hear that you found my assistance valuable during your refinance, Michael. It's good to know that my communication and knowledge contributed to your excellent experience. If you ever need further assistance, please don't hesitate...
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  • Encompass
    S
    SAPNA P
    CLOVER, SC
    Posted on March 2nd, 2026 07:58 PM
    Wayne was very helpful, easy to work with and punctual on communication. He provided sound advice and paid attention to detail . He was really helpful in me exploring my loan options and equity cash out . I appreciate his help!
    read more
    Reply from Wayne Spindler
    March 9th, 2026 08:00 PM
    I’m glad to hear that you had a positive experience, Sapna. It’s great to know that my advice and support were helpful in exploring your loan options and equity cash out. If you have any more questions in the future, feel free to reach out...
    read more
  • Encompass
    A
    Amanda L S
    Newport, TN
    Posted on December 6th, 2025 12:09 PM
    Everything went good
  • Encompass
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    MALIK W
    Sparrows Point, MD
    Posted on December 2nd, 2025 12:21 AM
    Wayne was such a pleasure to work with! He made the whole process incredibly smooth and kept me in the loop every step of the way. He was always there when I had questions, and the team’s response time was always quick. Wayne really helped...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1201212
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.