

Wayne Spindler
Sr. Loan Advisor | NMLS# 1201212

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everything was smooth and quick
Reply from Wayne Spindler
September 1st, 2026 01:54 PM
I'm happy to hear that everything went smoothly and efficiently, Tanya. Thank you for sharing your experience!
Excellent communication friendly people no beating around the bush got what I wanted and what they said I would get and I appreciate everything Wayne you were excellent
Reply from Wayne Spindler
August 31st, 2026 01:16 PM
I'm grateful for your kind words, Danny. It's nice to know that my straightforward approach and communication met your expectations. Thank you for sharing your experience!
Wayne was a great asset to have during the refinance. He was very knowledgeable and provided great communication during the process. Wayne made this an excellent experience.
Reply from Wayne Spindler
June 8th, 2026 05:13 PM
I'm pleased to hear that you found my assistance valuable during your refinance, Michael. It's good to know that my communication and knowledge contributed to your excellent experience. If you ever need further assistance, please don't hesitate...
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Wayne was very helpful, easy to work with and punctual on communication. He provided sound advice and paid attention to detail . He was really helpful in me exploring my loan options and equity cash out . I appreciate his help!
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Reply from Wayne Spindler
March 9th, 2026 08:00 PM
I’m glad to hear that you had a positive experience, Sapna. It’s great to know that my advice and support were helpful in exploring your loan options and equity cash out. If you have any more questions in the future, feel free to reach out...
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Everything went good
Wayne was such a pleasure to work with! He made the whole process incredibly smooth and kept me in the loop every step of the way. He was always there when I had questions, and the team’s response time was always quick. Wayne really helped...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1201212
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.