
L
Lower - Beachwood, OH
Beachwood, OH

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Charles was very patient with any issues that we came across. When an issue did arise, he was right on it to find a solution. He made the process as easy as he could and explained exactly what was going to happen each step of the way. We will...
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Reply from Charles Elswick
August 2nd, 2026 04:30 PM
I'm thankful for your kind words, Mary. I'm glad to hear that you found the process easy and well-explained. Your willingness to refer friends is greatly appreciated, and it means a lot to me. If you or your friends have any questions in the...
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Great communication. Available to answer questions whenever.
Reply from David Goodman
August 10th, 2026 08:58 PM
Thank you, Danna. I'm glad to hear that you appreciated the communication and availability. If you ever have more questions or need further assistance, please don't hesitate to reach out.
Brandon, thats pretty much it.
Reply from Brandon Hooper
August 5th, 2026 12:43 PM
Thank you Chris- truly appreciated the opportunity to help you get your deal done and things closed out. Please let me know if there is any way I can help in the future or there is anyone else you know that can use my services!
Constant communication with important details that helped in all aspects of the home buying process.
Reply from Patrick Latimer
August 10th, 2026 07:53 PM
I'm grateful for your kind words, Tyler. It's good to know that the communication was helpful throughout your home buying journey. If you need anything else, feel free to reach out.
Craig made the process quick and easy. He communicated with me through the whole process so there was no uncertainty.
Reply from Craig Miller
August 7th, 2026 01:36 PM
Chelsea, thank you for your kind words. I'm glad to hear that the process felt quick and easy for you and that my communication helped alleviate any uncertainty. If you have any more questions or need further assistance, feel free to reach...
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Josh was very professional, knowledgeable, helpful, and patient.
Reply from Josh Toothman
August 3rd, 2026 02:38 PM
Thank you for sharing your experience, Ebony. I'm glad to hear that my professionalism and patience were helpful to you. Your feedback is greatly appreciated.
David was responsive and a pleasure to work with, he kept my stress down. I will be calling him in the fiture.
Reply from David Slain
August 6th, 2026 01:49 PM
Cynthia, I'm pleased to hear that working with me helped keep your stress down. I look forward to assisting you again in the future.
CJ was always on top of everything. Kept us in the loop of what we needed to do and offered suggestions of who to use for various services. He's been nothing but professional and very knowledgeable throughout this entire process
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Reply from Charles Elswick
July 30th, 2026 01:13 PM
Thank you for sharing your experience, Heather. I'm glad to hear that you felt informed and supported throughout the process. If you have any more questions or need further assistance, please don't hesitate to reach out.
Craig was excellent at communication through out the entire process and kept us informed of the status of our loan. He knows his stuff and definitely is an asset to the company.
Reply from Craig Miller
August 6th, 2026 06:13 PM
Courtney, I appreciate your kind words. It's great to know that the communication was helpful and that you felt informed throughout the loan process. Thank you for recognizing my efforts, and I'm here if you need anything else.
The people I worked with the time they spent.
Reply from Carlton Hockaday
August 6th, 2026 02:15 PM
Karen, thank you for highlighting the time and effort spent during our work together. I appreciate your acknowledgment and am glad you had a positive experience.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.