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Lower - Beachwood, OH
Beachwood, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
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Ryan mafe the process very easy for me and was great with answering all my questions.
Reply from Ryan Quinn
August 6th, 2026 05:12 PM
ALETHA, I'm glad to hear that I could make the process easy for you and that my answers were helpful. Thank you for your kind words and trust!
Closing costs were too high. Abigail was great, but one of her colleagues provided some information that differed from other representatives with respect to the closing funds and when they were to be distributed. Need to get everyone on the...
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Reply from Abigail Shields
August 5th, 2026 08:17 PM
Joshua, I appreciate your feedback and am glad to hear you felt positively about my support. I'm sorry to hear about the confusion regarding the closing costs and funds distribution. Please reach out to me directly so we can address any discrepancies...
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Shawn walked me through the proces . Austin was always respondsive to questions. Shawn made sure my concerns were addressed and that I got the best possible outcome
Reply from Shawn Milliken
September 15th, 2026 02:52 PM
Thank you for your kind words Kelli! I enjoyed working with you and hope to help you again in the future!
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Dalton DePaul
Beg with our initial conversation, Daltan provided me with timely, detailed information and advice that made my VA refi a smooth and seamless experience!
Reply from Dalton DePaul
August 4th, 2026 01:56 PM
Stephen, I'm glad to hear that the information and advice I provided made your VA refi process smooth and seamless. Thank you for your kind words and for trusting me with such an important transaction.
He listened to my situation. He always had a CAN DO attitude. He was easily accessible and great at communicating. He kept me up to date with where the process was at, and what was expected next. he seemed more interested in making sure the...
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Reply from Brandon Hooper
August 4th, 2026 08:16 PM
Thank you for sharing your experience, William. I'm glad to hear that my approach and communication resonated with you and that you felt supported throughout the process. Prioritizing your goals and ensuring the right fit is always my aim....
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Shawn was very punctual and organized My experience was great
Reply from Shawn Milliken
August 3rd, 2026 06:17 PM
ALFREDO, I appreciate your kind words about my punctuality and organization. I'm happy to know you had a great experience. If you need any further assistance, please don't hesitate to get in touch.
to work with very understanding and helps you with the best plan that's for you
Reply from Abigail Shields
August 3rd, 2026 04:15 PM
Kyle, I'm glad to hear that you found the process understanding and that I could help find the best plan for you. If there's anything more you need, please let me know.
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When I agreed, it was going to be quick, save me around $400 per month and I would get 2 months off of paying my mortgage. The reality was it took a lot longer than I was told, I save about $250 a month instead of $400 and I only got 1 month...
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Josh was at the peak of his game. He was knowledgeable about all the steps, rules, laws and any questions that arose. His communication was constant, with a personal touch. Every time I needed help, his responses were very punctual from beginning...
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Reply from Josh Toothman
July 27th, 2026 04:18 AM
Thank you so much for your thoughtful review, Deanna. I'm glad to hear that my knowledge and communication made a positive impact throughout your experience. Your kind words about the personal touch I bring to my work mean a lot to me. I will...
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Tommy Garland
This was my first time getting a loan like this and I'm pleased to say Tommy Garland worked with us and talked us through it and made sure we were able to get it done!!! Great work and thanks again 👍!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.