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Kansas City, Overland Park, KS
Overland Park, KS

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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personal experience
assisted through a unique funding request
Reply from Scott and Traci Turner
March 1st, 2025 12:23 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Everyone was very polite and knowledgeable, ready to answer any questions or help in any way.
Reply from Todd Hedger
February 24th, 2025 01:26 PM
Clifford, I'm thrilled to hear about your positive experience! It's always our goal to ensure our customers feel supported and informed. I appreciate you taking the time to share your thoughts, and I'm glad our team could assist you effectively....
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Ease of the process
Reply from Scott and Traci Turner
February 27th, 2025 09:49 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Attentive, honest, and professional. It's always great to work with Tracy!
Reply from Tracy Geer
February 27th, 2025 03:18 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Phil and the team we worked with were outstanding in communication and keeping us informed which made the home buying process less stressful. Would definitely recommend.
Reply from Owner
October 3rd, 2025 12:00 AM
Jourden, thank you for the great review! We’re so happy you had a great experience with Phil and our home lending team!
never a lack of communication, I felt informed throughout the entire process.
Reply from Phil Scaglia
February 25th, 2025 04:54 PM
Thanks for the great feedback. I hope you enjoy your new home!
It's difficult to understate my satisfaction with the white-glove service I received from Phil. I was a first time homebuyer with a newborn. He helped me through the buying and loan application process and was available at any time. He was...
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Reply from Phil Scaglia
February 23rd, 2025 01:39 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil was great to work with! He communicated consistently and clearly and made the process seamless.
Reply from Phil Scaglia
February 22nd, 2025 07:38 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
We so appreciate Tracy's expertise and how she takes the time to assess the circumstances that would be best for us She is so knowledgeable about the market, and she is really good at explaining what we need to consider She obviously enjoys...
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Reply from Tracy Geer
February 20th, 2025 02:33 AM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Communication - very responsive, seldom seen elsewhere.Patience / tact- answering questions with alacrity, going over the same thing several times to make sure I had a clear understanding of all the math and changes as the process moved on....
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Reply from Ashley Jones
February 17th, 2025 02:41 PM
John, thank you so much for your kind words! It was a pleasure working with you, and I'm glad to hear that you appreciated the communication and patience throughout the process. I'm thrilled that I could help clarify things for you and ensure...
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org