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Kansas City, Overland Park, KS
Overland Park, KS
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Reviews from Web
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The professionalism and can do attitude of Phillip was out of this world . He is a joy to work with.
Reply from Phil Scaglia
May 9th, 2025 02:07 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Sometimes needed reassurance that things were progressing as we hoped. Ashley was able to set my mind at ease that things were progressing and looked in fine shape.
Reply from Ashley Jones
May 5th, 2025 12:07 PM
I'm glad I could provide the reassurance you needed throughout the process. It was a pleasure assisting you, and I'm pleased to hear that everything was progressing as expected. Thank you for your feedback and trust in First State Bank of St....
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Great comminication!
Reply from Phil Scaglia
May 9th, 2025 01:47 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Jim Yarrington has received a review with 5 star rating from Steve S
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the review, Steve!
Jim Yarrington has received a review with 5 star rating from Eric B
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the review, Eric!
Everything! From start to finish he was so wonderful to work with!
Reply from Terry & Peter O'Neill
May 7th, 2025 09:34 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Working with Mr. Jim is an EXCEPTIONAL experience. He’s an excellent communicator, deeply knowledgeable about loan options and the mortgage industry, and most importantly, he’s genuine. His passion for helping others truly sets him apart. If...
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Reply from Owner
May 3rd, 2025 12:36 AM
Emilee, you are so kind with your review. I loved our working together. The very best wishes,
Y
Promptness of replies to questions
Reply from Jenny Zillner
May 7th, 2025 02:23 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
We had an excellent experience working with Terry & Peter O'Neill,provided clear and quick communication everything went smoothly from start to finish highly recommended 😊
Reply from Owner
October 3rd, 2025 12:00 AM
We're glad you had an excellent experience, Nadia!
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Phil Scaglia is an amazing senior loan officer. Words can not describe how happy my wife and I are that we chose to use Phil and FSM Mortgage. We will definetly recommend Phil to everyone we know.
Reply from Phil Scaglia
May 6th, 2025 03:38 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org