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Kansas City, Overland Park, KS
Overland Park, KS

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Todd was extremely responsive, helpful and friendly. He answered all my questions and kept me updated throughout the process.
Reply from Todd Hedger
June 10th, 2025 12:47 PM
I'm thrilled to hear that you found my assistance helpful and that I was able to keep you well-informed throughout the process. It was a pleasure working with you, and I appreciate your kind words.
Todd's assistnce made the process very smooth and comfortable. Todd is knowledgable, helpful, prompt, and patient.
Reply from Todd Hedger
June 10th, 2025 12:47 PM
I'm delighted to hear that my assistance made the process smooth and comfortable for you. Thank you for your kind words. It was a pleasure to help, and I appreciate your feedback.
Everyone was very responsive, helpful and made the whole process easy and effortless.
Reply from Todd Hedger
June 9th, 2025 02:42 PM
I'm thrilled to hear that you found the process easy and effortless. It was a pleasure assisting you, and I appreciate your kind words about our responsiveness and helpfulness.
Phil was very helpful with the whole experience.
Reply from Phil Scaglia
June 14th, 2025 02:30 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Todd was great to work with, always responsive, and extremely helpful, made the whole experience seamless and effortless. Thanks for everything!
Reply from Owner
October 6th, 2025 12:00 AM
Christy, we are glad you had a great experience with Todd and our team. Thank you for your business!
Great working with Jim and his team
Reply from Jim Yarrington
June 12th, 2025 02:13 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Phil is incredibly knowledgeable, responsive, and eased our first-time home buyer nerves I have already recommended him to friends!
Reply from Phil Scaglia
June 11th, 2025 03:10 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Phil was super helpful and explained everything really well to us!
Reply from Phil Scaglia
June 11th, 2025 02:12 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Quick responses, always answered my questions and were available whenever we needed them.
Reply from The O'Neill Team
June 6th, 2025 02:16 PM
Thanks for the kind words Katie. And we wish you and Adam the best in your new home!
Phil was super helpful and explained everything really well to us!
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the great review, Will!
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org