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Ray Evans at Element Home Loans - Branch Manager | NMLS# 218350 in Newnan, GA

Ray Evans at Element Home Loans

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Branch Manager | NMLS# 218350

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Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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  • Encompass
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    Lisa M O
    Newnan, GA
    Posted on September 9th, 2026 12:13 PM
    Ray, you are amazing. The level of patience and kindness you showed me during the selling and buying process was outstanding. Thank you for taking the time to explain things and help me understand information that was over my head and outside...
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    Jeannie D
    Posted on September 7th, 2026 10:02 PM
    Ray Evans and Team did an amazing job with a difficult sale... the seller did not respond to requests in time and we were down to the last minute of them getting the items we needed to close for our Buyer. Amazingly, they had everything prepped...
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  • Encompass
    J
    Jeannie J D
    Newnan, GA
    Posted on September 7th, 2026 10:02 PM
    Ray Evans and Team did an amazing job with a difficult sale... the seller did not respond to requests in time and we were down to the last minute of them getting the items we needed to close for our Buyer. Amazingly, they had everything prepped...
    read more
  • google
    E
    Elizabeth S
    Posted on July 22nd, 2026 03:36 PM
    Ray Evans at Element Home Loans has received a review with 5 star rating from Elizabeth S
  • Encompass
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    Elizabeth A S
    Social Circle, GA
    Posted on July 22nd, 2026 03:35 PM
    The process was explained every step of the way. Any questions we had were answered in the way that gave us the opportunity to choose the best option for us. I highly recommend Ray and him team!
  • Encompass
    K
    Kyle I
    Newnan, GA
    Posted on July 6th, 2026 12:33 PM
    This is our second loan through Element. As with the first we had a great experience! Ray's team was helpful and professional And they were able to navigate our unique circumstance to provide us with great Service from start to finish.
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  • Encompass
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    Linda O
    Newnan, GA
    Posted on June 30th, 2026 05:50 PM
    Ray is professional and gets the job done on time. Not as easy as it sounds, but he always performs!
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    Isaiah W
    Posted on June 15th, 2026 12:38 PM
    Ray is the best mortgage broker out there! Very detailed very confident and very educational.
  • Encompass
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    Isaiah W
    Newnan, GA
    Posted on June 15th, 2026 12:38 PM
    did a phenomenal job at educating my wife and I as we were first time homebuyers. He went through everything in detail and made sure that both my wife and I understood it and we're OK with it. Everything went very smoothly throughout the entire...
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  • Encompass
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    Matthias L
    Peachtree City, GA
    Posted on June 2nd, 2026 03:53 PM
    Working with Ray and his team was exceptional. The level and speed of communication were first class. They answered all questions promptly and were always available with advice and guidance. They explained in layman terms each step of the process...
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  • 10 of 403
    About
    Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs. Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Home Loans - Loan Officer
      May 1st, 2007 - Current

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 218350
    • AL 57498, FL LO52156, GA 28058
    Gallery
    Ray Evans at Element Home Loans - Gallery Photo
    Hobbies
    • Guitar, Pickelball, camping, boating
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.