Ray Evans, Mortgage Loan Officer
Retail Branch Manager|NMLS# 218350
We are all about our Clients! There are many loan options, you want to get it right, I am here to help. We will walk you through the transaction step-by-step and make sure you make wise decisions. Always looking for more great clients!! N...... Show More
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Ray is an excellent communicator and an extremly polite professional person to work with. He was always available for questions and always explained the complicated proceess so that we felt comfortbale signing documents. Excellent Job Ray!
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It was great and would do it again
The process was very easy thanks ro Ray and his team. They explained everything in a way that was easy to understand and was there fir us every step of the way and was just a phone call a way if we needed anything.
The team was very responsive, kept me updated throughout the process and we closed on time.
Pretty easy to go through the refinance process.
good response time to any questions
Ray and Zach we're extremely knowledgeable, kept me updated every step of the way, and closed on time. Superb service. Great work.
Ray and his team are great! Never have unanswered questions and they lay things out as simple as they can.
Ray walked us through all aspects of the process. He explained everything very well and was happy to answer all our questions the whole team were friendly and professional sending us links to receive the information neder for the loan
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Its was a great process. he expains everything in a way you can understand and that's a huge thing.
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About
We are all about our Clients! There are many loan options, you want to get it right, I am here to help. We will walk you through the transaction step-by-step and make sure you make wise decisions. Always looking for more great clients!! NMLS# 218350
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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219
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.