Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray Evans at Element Home Loans has received a review with 5 star rating from Doug L
Great explanations of the process of the home purchase and legal closing . We have multiple home closings and this has been the best one yet!
Ray, Zach and Dana was amazing to work with! Ray would explain and brake down all the numbers i didn't quite know and physically show me through instant zoom calls. Dana helped me on paperwork and made sure I had everything i needed to move...
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Ray, Zach and Dana was amazing to work with! Ray would explain and brake down all the numbers i didn't quite know and physically show me through instant zoom calls. Dana helped me on paperwork and made sure I had everything i needed to move...
read more
Ray Evans is a class act. He is straight forward and experienced, so he understood what to advise of and kept us informed all the way thru the process. He is a great person to deal with and truly cares about his customers. And understands all...
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Ray Evan is a class act. He ia straight forward and experienced, so he understood what to advise of and kept us informed all the way thru the proces. He is a great person to deal with and truly cares about his customers. And understands all...
read more
Step by step process was great.
Ray Evans at Element Home Loans has received a review with 5 star rating from Debra S
Very Professional. Kind and efficient. Thank you!
Ray Evans at Element Home Loans has received a review with 5 star rating from Luis C H
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.