Ray Evans at Element Home Loans's Cover Image
Ray Evans at Element Home Loans - Branch Manager | NMLS# 218350 in Newnan, GA

Ray Evans at Element Home Loans

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Branch Manager | NMLS# 218350

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Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
  • Encompass
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    Paul T B
    Sharpsburg, GA
    Posted on April 26th, 2026 05:36 PM
    Pretty easy to go through the refinance process.
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    Richard A P
    Newnan, GA
    Posted on April 26th, 2026 01:25 PM
    good response time to any questions
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    Wesley B
    Posted on April 1st, 2026 02:42 PM
    Amazing service and attention to detail
  • Encompass
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    John W B
    Newnan, GA
    Posted on April 1st, 2026 02:41 PM
    Ray and Zach we're extremely knowledgeable, kept me updated every step of the way, and closed on time. Superb service. Great work.
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    Alison J
    Posted on January 17th, 2026 01:07 AM
    Ray Evans at Element Home Loans has received a review with 5 star rating from Alison J
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    Jennifer A J
    Newnan, GA
    Posted on January 17th, 2026 01:06 AM
    Ray and his team are great! Never have unanswered questions and they lay things out as simple as they can.
  • Encompass
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    Joyce E C
    Newnan, GA
    Posted on January 11th, 2026 05:36 AM
    Ray walked us through all aspects of the process. He explained everything very well and was happy to answer all our questions the whole team were friendly and professional sending us links to receive the information neder for the loan
    read more
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    Drew O
    Posted on October 11th, 2025 12:29 PM
    Great guy with a well put together team he works with you the whole way through making sure you know what’s going on and getting you a great loan rate. Would recommend to anyone
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    Andrew O
    Newnan, GA
    Posted on October 11th, 2025 12:28 PM
    Its was a great process. he expains everything in a way you can understand and that's a huge thing.
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    Leslie A M
    Peachtree City, GA
    Posted on September 16th, 2025 02:25 PM
    Great experience . Ray was thorough and supportive. This was my first time buying a house by myself. He kept me at ease throughout the process!
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    About
    Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs. Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Home Loans - Loan Officer
      May 1st, 2007 - Current

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 218350
    • AL 57498, FL LO52156, GA 28058
    Gallery
    Ray Evans at Element Home Loans - Gallery Photo
    Hobbies
    • Guitar, Pickelball, camping, boating
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.