Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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I had to move on short notice due to personal reasons, and I only had 14 days to make it happen. Despite the time constraints, the entire process was incredibly smooth and efficient. The team was professional, informative, and supportive throughout....
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Ray Evans and the team at Element Home Loans were terrific. Kind, patient, diligent, and professional. They did a great job of working with me to secure the mortgage for our new home.
While the experience of preparing all my information was very stressful, in part due to my self-employment status, Ray and team were efficient, dilligent, and extremely infomative. Friendly, professional, and understanding.
Ray and Zachary were very helpful getting my wife and I into our first home. You don’t know what you don’t know; be sure to ask and Ray will find the answer!
Overall positive experience. Wanted more rigidity when sending documents (secure portal consistently--not email). Also wanted copies of what we discussed through the process but didn't know to ask. A clearer timeline would be helpful with actual...
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Ray helped us through the finance process for the purchase of our home. He is professional and patient. He is thoroughly knowledgeable about the process. Highly recommended!
We cannot thank Ray enough for guiding us through the finance process! He answered all of our questions and was very thorough and professional.
Ray did a great job guiding us through the finance process. He was very knowledgeable and experienced and patient with all of our questions. He also maintained an encouraging presence throughout our journey.
A sure bet for someone looking for a mortgage!!
Ray and his team were indispensable! The mortgage approval process is never an easy process, but they made it as straightforward and stress-free as possible at the very end, Ray and Dana worked extremely hard to make our dream home come true....
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.