Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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My experience with the entire Element Funding team was excellent. I highly recommend them to anyone who asks. Communication was prompt and specific. I don’t have a lot of mortgage experience so their leadership throughout this process was extremely...
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Me and my wife have purchased four homes and it has always been stressful. This was the best experience by far. Should we ever buy another home Ray and his team will be the first call I make! Thanks
Couldn't ask for a better team of people supporting me and guiding me along the way of my first home-buying experience. I would definitely recommend and use again myself!
They were there every step of the way. Couldn't ask for a better experience. I would definitely recommend and use again myself!
Couldn't ask for a better team of people supporting me and guiding me along the way of my first home-buying experience. They made sure I understood the whole process and were there to answer all my questions. I would definitely recommend and...
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Ray and his team were easy to reach and allowed me to ask all sorts of questions. I had many being a first time home buyer. They made sure to take care of me and offered advice that was always for my benefit. I highly recommend them.
Ray Evans at Element Home Loans has received a review with 5 star rating from Kathy M
Ray Evans and his team are amazing to work with! They take the time to review everything in detail. We have used them for all three of our home purchases and will continue to use them for future home purchases.
Made the process easy. Nice people. Hard working.
This experience was amazing! Ray and his staff were awesome and so personable! They led us through the entire process and made it easy! I would not use anyone other than Ray Evans and Karen Tabaras for my home buying or selling ventures!!
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.