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Ray Evans at Element Home Loans - Branch Manager | NMLS# 218350 in Newnan, GA

Ray Evans at Element Home Loans

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Branch Manager | NMLS# 218350

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Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Reviews from Web
  • Encompass
    K
    Kyle I
    Newnan, GA
    Posted on July 6th, 2026 12:33 PM
    This is our second loan through Element. As with the first we had a great experience! Ray's team was helpful and professional And they were able to navigate our unique circumstance to provide us with great Service from start to finish.
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    Linda O
    Newnan, GA
    Posted on June 30th, 2026 05:50 PM
    Ray is professional and gets the job done on time. Not as easy as it sounds, but he always performs!
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    Isaiah W
    Posted on June 15th, 2026 12:38 PM
    Ray is the best mortgage broker out there! Very detailed very confident and very educational.
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    Isaiah W
    Newnan, GA
    Posted on June 15th, 2026 12:38 PM
    did a phenomenal job at educating my wife and I as we were first time homebuyers. He went through everything in detail and made sure that both my wife and I understood it and we're OK with it. Everything went very smoothly throughout the entire...
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    Matthias L
    Peachtree City, GA
    Posted on June 2nd, 2026 03:53 PM
    Working with Ray and his team was exceptional. The level and speed of communication were first class. They answered all questions promptly and were always available with advice and guidance. They explained in layman terms each step of the process...
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    Sean
    Posted on May 24th, 2026 12:27 PM
    Ray and his team were amazing! Excellent communications and always available for questions. Ray and Zach did an amazing job of explaining, helping and guiding us through the complicated process of getting a mortgage. It's been 23yrs since we...
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  • Encompass
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    Shaughnessy D C
    Eclectic, AL
    Posted on May 24th, 2026 12:23 PM
    Ray is an excellent communicator and an extremly polite professional person to work with. He was always available for questions and always explained the complicated proceess so that we felt comfortbale signing documents. Excellent Job Ray!
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    Juan J R
    Luthersville, GA
    Posted on May 22nd, 2026 12:07 PM
    It was great and would do it again
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    Christina M R
    Luthersville, GA
    Posted on May 19th, 2026 03:30 PM
    The process was very easy thanks ro Ray and his team. They explained everything in a way that was easy to understand and was there fir us every step of the way and was just a phone call a way if we needed anything.
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    Kim A
    Grantville, GA
    Posted on May 15th, 2026 06:29 PM
    The team was very responsive, kept me updated throughout the process and we closed on time.
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    About
    Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs. Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Positions
    • Element Home Loans - Loan Officer
      May 1st, 2007 - Current

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 218350
    • AL 57498, FL LO52156, GA 28058
    Gallery
    Ray Evans at Element Home Loans - Gallery Photo
    Hobbies
    • Guitar, Pickelball, camping, boating
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.