Rachelle Killman
Sr. Loan Officer | NMLS# 1792884
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Rachelle was wonderful. She walked us through every step and answered all of our questions.
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle was wonderful. She walked us through every step and answered all of our questions.
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle walked us through the process and kept us informed.
Rachelle walked us through the process and kept us informed.
Rachelle was amazing! Very responsive and timely which I truly appreciated! She was extremely knowledgeable and gave great suggestions when needed!
Rachelle was amazing! Very responsive and timely which I truly appreciated! She was extremely knowledgeable and gave great suggestions when needed!
How friendly she was and never had an issue down explaining things that took me a while to understand.
Reply from Rachelle Killman
July 3rd, 2024 01:36 PM
Hi Hannah, I always strive to ensure that clients feel comfortable asking any questions they have, no matter how long it takes to understand. Your understanding and satisfaction are my TOP priorities, and it's wonderful to know you were happy...
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How friendly she was and never had an issue down explaining things that took me a while to understand.
Reply from Rachelle Killman
July 3rd, 2024 01:36 PM
Hi Hannah, I always strive to ensure that clients feel comfortable asking any questions they have, no matter how long it takes to understand. Your understanding and satisfaction are my TOP priorities, and it's wonderful to know you were happy...
read more
The communication was spectacular and I was walked through everything I was signing.
Reply from Rachelle Killman
July 3rd, 2024 01:39 PM
Hi Izzy,I'm thrilled to hear your positive feedback, Izzy! It's my goal to make the purchasing process as clear and straightforward as possible. Your 5-star rating means a lot to me! It was a pleasure to guide you through your loan documents...
read more
The communication was spectacular and I was walked through everything I was signing.
Reply from Rachelle Killman
July 3rd, 2024 01:39 PM
Hi Izzy,I'm thrilled to hear your positive feedback, Izzy! It's my goal to make the purchasing process as clear and straightforward as possible. Your 5-star rating means a lot to me! It was a pleasure to guide you through your loan documents...
read more
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1792884
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.