Rachelle Killman
Sr. Loan Officer | NMLS# 1792884
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thanks so much to Rachelle and team for making our home loan possible. She was super quick and super knowledgeable and always on call to answer any and all questions we had. She definitely made the process as easy as possible and worked very...
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Reply from Rachelle Killman
November 2nd, 2026 04:55 PM
I'm grateful for your kind words, Gabriel. It was a pleasure to help you with your home loan through Lower, and I'm glad I could make the process easier for you. Thank you for recommending our team.
Rachelle Killman, Megan Ferguson and the entire team at Atlas Team/Lower Mortgage Co. Were very professional, effecient, friendly knowledgeable and attentive. As first time buyers we had many questions. They were available almost 24/7. Kept...
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Reply from Rachelle Killman
November 2nd, 2026 07:35 PM
Thank you for your kind words, Aly. I'm pleased to hear that you felt supported throughout the process with Lower and that both Megan and I could contribute positively to your experience as first-time buyers. It's wonderful to know that we...
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Rachelle did an amazing job helping my clients through the process. She Was on top of everything and always communicating and explaining everything in an easy and simple way. Thank you Rachelle for your hard work.
Reply from Rachelle Killman
October 25th, 2026 04:39 PM
Heba,
Thank you so much for the kind review. I feel exactly the same about you! You are great with your clients and keep everything moving along and so organized. I look forward to working with you again.
Rachelle made the whole experience so easy, she was very communicative and professional throughout the whole process! Thank you Rachelle!
Reply from Rachelle Killman
September 26th, 2026 11:52 AM
Sean, On behalf of my self and the entire team thank you! It was such a pleasure to work with you. I’m so happy you and your wife found the perfect home for your family. It’s a beauty! I know the holidays are going to be wonderful to celebrate...
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Rachelle was very helpful and informative through my transaction. Provided feedback along the way, and worked with us to get to a mortgage payment we could live with. I would highly recommend her.
Reply from Rachelle Killman
September 12th, 2026 11:54 AM
Andrea, Thank you for your kind review. Myself and the team so enjoyed working with you! You were so organized and pleasant during the entire loan process. You made our job easy! I’m so happy you found a home that is just right. It’s so adorable....
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Simple, Rachelle made it great.
Reply from Rachelle Killman
September 8th, 2026 09:48 PM
Thank you for the kind words Cerra! Myself and the team immensely enjoyed working with you! Thank you for trusting us with your new homes financing 😊
Rachelle pays attention to the details. She was quick to respond to questions and kept us on track for closing.
Reply from Rachelle Killman
September 1st, 2026 11:21 AM
Nancy,
Thank you for your review! I really enjoy working you and so appreciate being able to serve your clients. I look forward to working together soon! ❤️
Easy and quick communication. Going out of her way to keep everyone informed.
Reply from Rachelle Killman
September 8th, 2026 10:21 PM
Jennifer thank you so very much for the kind review! I really enjoyed working with you and your team! You all are very organized and on top of all the paperwork. Much appreciated!
Rachelle
Rachelle was absolutely wonderful throughout our entire home buying process! She was friendly, knowledgeable, responsive, and always willing to answer our questions. She kept us updated every step of the way and made the mortgage and closing...
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Reply from Rachelle Killman
August 14th, 2026 06:34 PM
Mikayla,
Thank you so much for the kind words.
Myself and everyone on the team very much appreciate you all trusting us with your financing on your new home! We are here to serve anytime you need help!
Rachelle was great to work with and made sure that we got the notifications and paperwork signed timely. She kept our closing on schedule and is highly recommended.
Reply from Rachelle Killman
July 9th, 2026 06:36 PM
I'm happy to hear that you had a great experience working with me, Megan. I truly enjoyed working with your and Geoff on your new beautiful home.
Thank you for your kind words and recommendation!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1792884
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.